Commercial Lending Manager
2 days ago
We are seeking a highly skilled Commercial Lending Manager to join our team at TDCX. In this role, you will be responsible for driving business growth by identifying and pursuing new lending opportunities, while maintaining strong relationships with existing clients.
**Responsibilities Include:**
- Develop and execute strategies to identify new lending opportunities, leveraging industry connections and market insights.
- Build and maintain strong relationships with SME clients, providing tailored financial solutions and exceptional customer service.
- Conduct thorough credit assessments and risk analysis for loan applicants, applying expertise in financial analysis and credit underwriting.
- Negotiate loan terms within established policies and regulations, ensuring alignment with business objectives and customer needs.
- Monitor and manage SME loan portfolios, implementing effective risk mitigation strategies and ensuring compliance with regulatory requirements.
- Collaborate closely with internal teams to facilitate smooth loan processing and approval processes.
- Provide expert financial advisory services to clients on business growth, cash flow management, and capital optimization.
- Guide clients through the loan application and approval process, offering personalized support and guidance.
Requirements:
- Minimum 4 years of experience in commercial banking, SME lending, or relationship management.
- Proven track record in SME loan origination, portfolio management, and risk mitigation.
- Strong analytical and problem-solving skills, with ability to interpret complex financial data.
- Excellent communication, negotiation, and interpersonal skills, with capacity to build trust and rapport with diverse stakeholders.
- Ability to simplify complex financial concepts and present them in a clear, concise manner.
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