Small Medium Enterprise Loans Expert

3 days ago

Singapore beBeeBusinessDevelopment Full time $90,000 - $120,000
Business Development Manager

We are seeking a highly skilled Business Development Manager to join our team. The ideal candidate will have experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.

Key Responsibilities:
  • Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
  • Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
  • Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
  • Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
  • Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
  • Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
  • Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
  • Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
  • Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
  • Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
Requirements:
  • Minimum 4 years' experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.
  • Demonstrated track record of successfully originating and managing SME loan portfolios, achieving lending targets, and mitigating credit risks.
  • Strong financial analysis skills, including the ability to evaluate business financial statements, assess credit risk factors, and perform cash flow modelling.
  • Familiarity with credit underwriting standards, loan structuring techniques, and risk mitigation strategies in the SME lending context.
  • Excellent communication and interpersonal skills, with the ability to build rapport with clients, understand their needs, and negotiate effectively.
  • Ability to convey complex financial concepts clearly and concisely, both verbally and in writing.
  • Strong networking skills and the ability to cultivate relationships with key stakeholders in the SME community, including business owners, industry associations, and referral partners.
Benefits:
  • Variable bonus (1 month on average, based on performance)

Interested applicants please apply directly for further shortlisting review.

We regret that only shortlisted candidates will be notified. Other applications will be updated to our database for future job opportunities.

By submitting any resumes or applications, you are considered to have read and agreed on the terms of our Privacy Policy, and consented to us collecting, using, retaining, disclosing your personal information to prospective employers for their consideration.

  • Business Loan Consultant

    1 week ago

    Singapore LENDINGPOT PRIVATE LIMITED Full time

    Lendingpot is a fast growing FinTech start-up, established in 2017, with the ambitious goal of empowering SMEs by transforming the financing ecosystem in Singapore and other ASEAN countries. Our digital platform enables small business owners to make better business decisions by instantly connecting them with multiple financial institutions for their business...

  • SME Loan Specialist

    1 week ago

    Singapore beBeeBusiness Full time $3,500 - $5,800

    As a senior business growth specialist, you will play a key role in driving the expansion of our SME loan portfolio.Key Responsibilities:Develop and maintain strong relationships with SME clients to understand their financial needs and provide expert guidance on optimizing cash flow and managing working capital.Generate high-quality business leads and...

  • Relationship Manager

    4 days ago

    Singapore GREEN LINK DIGITAL BANK PTE. LTD. Full time

    **About Us** Green Link Digital Bank is Singapore's inaugural wholesale digital bank focusing on supply chain finance, mainly serving MSMEs and aiming to help MSMEs grow and improve digitization. We are looking for a Relationship Manager to join our Commercial Banking Team and be involved in the sales of GLDB’s banking products and services to meet the...

  • Enterprise Lending Specialist

    3 days ago

    Singapore beBeeBusiness Full time $90,000 - $140,000

    Job OverviewAs a dynamic and relationship-driven business development specialist, you will play a pivotal role in driving growth within the small and medium-sized enterprise (SME) lending space.Key Responsibilities:Source high-quality loan referrals through established networks of brokers, agents, and partners.Develop and nurture referral relationships to...

  • Senior Loan Advisor

    3 days ago

    Singapore beBeeFinance Full time $90,000 - $120,000

    Business Development Finance ProfessionalWe are seeking an experienced Business Development Finance Professional to provide expert advice and tailored financial solutions to small and medium-sized enterprises (SMEs). The ideal candidate will be responsible for managing the loan application process, providing expert advice, and facilitating loan...

  • SME Lending Expert

    1 day ago

    Singapore beBeeLending Full time $4,000 - $8,000

    Job Summary:Anradus is seeking a seasoned SME Lending Expert to establish and nurture relationships with small and medium-sized enterprises, providing customized financial solutions. This is an excellent opportunity for a skilled professional to leverage their expertise in commercial banking, relationship management, and business development to drive growth...

  • SME Loan Specialist

    2 days ago

    Singapore beBeeSME Full time $80,000 - $120,000

    Job Title: SME Loan SpecialistKey Responsibilities:Develop and maintain relationships with small to medium-sized enterprise clients.Build trust by understanding their financing needs and business objectives.Foster long-term partnerships through effective communication, negotiation, and financial expertise.Requirements:A minimum of 4 years' experience in...

  • Membership Relation Executive

    1 day ago

    Singapore Association of Small & Medium Enterprises Full time

    Roles & ResponsibilitiesThe Association of Small & Medium Enterprises (ASME) is a not-for-profitorganization which serves to facilitate the growth and development of smalland medium enterprises.We are now looking for a dynamic individual to join us as Executive(Member Relations)Responsibilities• Event and Program Support: Assist in conceptualizing,...

  • Senior Specialist, Product Management, Small and Medium Enterprises, Asia Pacific

    4 days ago

    Singapore Mastercard Full time

    **Our Purpose** - Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation,...

  • Sme & Corporate Loan Specialist

    1 week ago

    Singapore GOLDHILL SERVICES PTE. LTD. Full time

    **Company Profile**: We are a top growing brokerage firm providing Businesses & Individuals deviated loan rates. We specialise in Business loans & Real Estate Mortgage home loans. We are in Banking & Finance Industry - To conduct cold-calling and all sales activities including preparation of sales proposals and presentations - Build and develop a long term...