Business Development Manager
4 months ago
• Basic UP$4000 + Allowances + Commission
• Company located at Chinatown
• Walking distance from Chinatown MRT
• Well Established Wealth Management Company
• Working hours: 9:30am – 6.30pm (Monday – Friday)
• Variable Bonus + Excellent Welfare & Benefits
Job Scope
- Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
- Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
- Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
- Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
- Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
- Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
- Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
- Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
- Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
- Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
- Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.
Requirement
- Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
- 3 - 5 years of relevant working experience in loan sales / relationship management
- Experience in evaluating loan applications and assessing credit risk will be an advantage
- Familiar with industry regulations and compliance standards will be an advantage
Candidates are encouraged to apply this position via Apply Now button with the following information in the resume:
- Work experiences and job responsibilities
- Current and Expected salary
- Reason for leaving
- Date of availability
- Education background
We regret that only shortlisted candidates will be contacted.
SIM BEI NA (R22111637)
EA Recruitment Pte Ltd
EA License No: 21C0492
Tell employers what skills you have
Wealth Management
Lead Generation
Sales
Growth Strategies
Assessing
Dynamics
Cash Flow Management
Relationship Management
Risk Management
Economics
Compliance
Banking
Capital
Financial Advisory
Regulatory Requirements
Credit Risk
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