Wholesale Head of Non-financial Risk, Singapore

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If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Commercial Banking serves millions of businesses ranging from small, to large corporates, providing commercial customers with a full range of banking services including Global Trade and Receivables Finance, RMB solutions, multi-currency business accounts, payments and cash management, and wealth management and insurance, as well as a comprehensive range of financing solutions. With dedicated Relationship Managers and Product Specialists providing local support and advice in over 60 countries and territories, HSBC helps connect customers to opportunities.

HSBC’s global capabilities and footprint allow our Global Banking teams to provide a single coverage point for multinational clients operating internationally. Offering vast expertise and local knowledge, especially in emerging markets, Global Banking products and services have been designed to meet the global financial needs of our clients, whatever and wherever they are.

We are currently seeking a high calibre professional to join our team as a **Wholesale Head of Non-Financial Risk.**

**Principal Responsibilities**

The Head of Non-Financial Risk (NFR) leads the risk and control oversight function for the Wholesale businesses (Commercial Banking and Global Banking). As a result, the role holder is accountable for driving and implementing a consistent, effective, forward-looking and future focused approach to end-to-end risk management across the two businesses regionally in line with the bank's risk management framework and direction from the Global Head of NFR for Wholesale. This includes all activity related to risk and control oversight generally, and provision of senior SME support on areas of scrutiny e.g. Financial Crime Risk (FCR), Fraud, Resilience Risk, SOX/Financial Reporting Risk to meet the expectations of regulators, stakeholders and shareholders.

The Head of NFR will lead a team of risk and control experts (which will include leads for CCO, BFCR and Business Regulatory Risk Governance) who provide day to day oversight and challenge to business leaders and risk owners. The Head of NFR will be the ultimate point of escalation, guidance and advice to Executives within the respective businesses supported. The Head of NFR for Wholesale will also be required to deliver a demanding NFR agenda in a complex regulatory operating environment (including heightened Fraud, Money Laundering and Sanctions risks), in which the businesses (as part of a scale market) are investing for sustainable growth and increased technology deployments.

The Head will also be required to ensure active management of the Non-Financial Risk (NFR) and adherence to the NFR framework.

Key elements of the role include:

- Define and lead strategic management support to the Global Business Heads for CMB and GB
- Define and Lead the direction and management of the Control Office and BFCR activities across Commercial Banking and Global Banking
- Own and drive oversight to risk management/audit/control governance and assurance matters, including business continuity management activities
- Ensure risk governance framework is clear and fit for purpose and that escalation paths are clear and well understood
- Identify and pro-actively manage current and emerging risks related to changes to services/products, processes and systems delivered or impacting Commercial Banking and Global Banking
- Drive the delivery of robust and wherever possible, standardised control testing / continuous monitoring, optimizing the available resource and in line with the defined ORMF
- Identify and implement enhancements across Commercial Banking and Global Banking sharing best practice
- Own the production of risk and control management reports and articulate the findings and recommendations to relevant senior audiences
- Ensure increase awareness and engagement of risk activities and ensure that risk is considered proactively in all activities and decisioning
- Educate Commercial Banking and Global Banking management on the end-to-end health of the control environment
- Facilitation of business programmes and initiatives on behalf of the WSB COO including the BIRO programme, Business Continuity planning, Third Party Risk and Cyber Security
- Develop and implement a strong people strategy, in line with HR requirements ensuring people are engaged, well managed and supported

Customers / Stakeholders
- Deliver effective and efficient processes and engagement models across Commercial Banking and Global Banking
- Ensure that all the Control Offices function deliverables to stakeholders are concise, precise and impactful
- Partner with a