Assistant/ Manager, Underwriting

15 hours ago

Macpherson, Singapore Raffles Medical Group Ltd Full time $60,000 - $120,000 per year

OBJECTIVE OF ROLE

As an Underwriter, you will be responsible for defining the specific terms of the insurance policy that is agreed upon.

You will examine insurance applications, conduct extra research, collect background information and make risk assessment.

You will be responsible in reviewing insurance applications and screen them based on the criteria of the specific terms of the insurance policy that is agreed upon.

You will analyze the risks associated with applications and ensure that it meets the minimum criteria.

MAJOR DUTIES AND RESPONSIBILITIES

  1. Underwrites health insurance products such as Term Life, Critical Illness, Hospitalisation & Surgery, and Outpatient etc.

  2. Assess applicant insurability by analyzing information in the application, screen applicants on the basis of set criteria, determine the risk of insuring an applicant, and decide special terms of exceptions.

  3. Prepare documents to obtain additional information, make arrangement for applicant to undergo medical examination etc.

  4. Summarize medical reports received provided.

  5. Propose underwriting decision.

  6. Discuss with Senior Underwriter / Clinical Director for complicated cases.

  7. Provide advice, when required, to colleagues from other departments.

  8. Work closely with related departments to ensure that insurance applications are processed timely and accurately.

  9. Miscellaneous duties and administrative support as required for research & data analysis pertaining to underwriting

JOB REQUIREMENTS


• Diploma / degree in any discipline


• Minimum 4 years of relevant experience in Insurance or Healthcare.


• Sound understanding of underwriting concept.


• Possess good communication and interpersonal skills


• Positive, patient, organized, reliable personal


• Meticulous and keen in details.


• Ability to work independently as well as in a team.


• Ability to multi-task and complete tasks within specified timeline.


• Result driven and self-motivated.


• Able to handle a dynamic environment, flexible and open to changes.


• Keen learner.

We regret that only shortlisted candidates will be contacted.

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