Senior Risk Controls Lead

**Team/Function Overview**
Credit Risk Strategy and Execution Oversight (CRSE) function in PBWM Independent Risk organization is responsible for defining strategy, vision and roadmap for strong risk management for US Personal Banking, Global Wealth Management and consumer portfolios in Citi Legacy Franchises - through holistic management of consumer/retail credit risk framework components, integration and alignment across retail credit, wholesale credit and Enterprise risk management frameworks and transformation of underlying processes for both personal banking and wealth risk management including delivery of key priorities to build and scale on digital using analytics and smart automation, 360 degrees monitoring, independent quality assurance & effective challenge of both 1st and 2nd line credit execution to assess compliance to related regulations and Citi policies.
**Key Responsibilities**:
- Lead oversight and challenge activities across 2nd LOD owned Credit Quality Assurance Frameworks.
- Conduct and manage risk and controls reviews across Credit Risk Lifecycle across Wealth Management / Retail Lending
- Review documentation to ascertain control weakness in both design and implementation
- Assess qualitative and quantitative primary Credit risk drivers, and can be extended to i
- Review 1st LOD business deliverables to verify quality and adequacy of deliverables to demonstrate effective control monitoring across all Credit QA frameworks.
- Keeping CRSE leadership and key partners across 1st & 2nd LOD accountable for committed deliverables
- Work with CRSE leadership to support the People, Process and Execution strategy as well as the Communication strategy for the department
- Lead the delivery of assigned risk oversight strategic initiatives - including all phases of discovery, business process transformation, and achieving final operationalization to realize strong risk management as relates to Wealth / Retail Lending
- Analyze and evaluate risk framework and risk management business processes, anticipate requirements, and identify areas for transformative / digitization improvements for effective and efficient integration of consumer and wealth business and risk practices.
- Lead role-based strategy design including providing inputs to transformation programs on business requirements for analytics, calculations, dashboards and workflows to enable delivery of seamless risk user & role-based journeys (from CRO to Group Risk Directors to Business Risk Managers)
- Regularly and effectively communicate with senior stakeholders, both verbally and written, the strategic vision of target state PBWM risk management strategy, as well as progress of path to strong effort.
- Identify thematic areas of review / analysis of emerging risks and share with key stakeholders; Act and serve as thought leader to support delivery of simpler and stronger target operating model.
**Development Value**:
- Learn skills across risk and controls that are transferable across the organization and advance career progression.
- Access to senior leaders and teams to help shape a strong control environment and increase visibility.
- Be a strategic change maker that can influence the design and implementation of the risk processes to reduce inefficiencies.
- Continuously enhance leadership and technical skills through both Citi sponsored courses and internal
**Knowledge/Experience**:
- 7 years of experience preferred in a mix of the following functions: Internal Audit, Risk management and oversight, strategic consulting, or policy and risk framework
- Strong experience in performing credit risk assurance type activities and confident in challenging senior management on quality and adequacy of control deficiencies
- Experience in wholesale and technology & retail credit risk preferred
- Good understanding of industry best practices in strategy development, risk framework, governance, and oversight process
- Experience in leading in working large scale and complex transformation projects with diverse stakeholder groups
**Skills**:
- Strong technology related control identification / remediation
- Strong analytical, critical thinking and problem-solving abilities
- Strong presentation and communication skills, especially in power-point format
- Excellent judgment and independent decision-making ability
- Strong attention-to-detail.
**Qualifications**:
- Bachelor's degree required
- Superior communication, articulate with excellent presentation and strong negotiation skills.
- Ability to influence senior stakeholders including CROs and MDs
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit Review Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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