Lead, Wrb Change Risk and Control

Job ID: 37891

Location: Singapore, SG

Area of interest: Retail Banking

Job type: Regular Employee

Work style: Office Working

Opening date: 29 Aug 2025

**Job Summary**
- Wealth and Retail Banking (WRB) aims to become the leading Cross-Border Affluent Bank and Wealth Manager, through strengthening our Affluent continuum, unlock network value via International Banking, accelerate Private Banking growth, and future proof our business with strong focus on risk, talent, underpinned by scalable digital platform and operational capabilities.
- WRB will invest in building client-centric digital wealth and retail journeys that expands our wealth solutions and upgrade advisory capabilities, tailor our international propositions, uplift our ability to drive client upgrades and move along the client continuum, enhance our frontline enablers to support our growth in relationship managers, and strengthen our support functions in line with our growth aspirations.
- We are seeking a highly skilled Change Risk and Control Lead who will play a critical role in overseeing and embedding effective risk and control practices across digital investment initiatives. This role will serve as the primary interface with second line of defence (Compliance, Operational Risk, etc) and Cluster COOs to ensure proactive identification, management, and treatment of risks associated with relevant digital initiatives/programmes. These initiatives/programmes may span regulatory compliance, elevated risk treatment plans, cybersecurity enhancements, and mitigation of emerging vulnerabilities. Additionally, this role will represent the digital investment portfolio in relevant risk committees, providing oversight updates, raising risk escalations, and driving the execution of the risk and control agenda across initiatives/programmes.

**Strategy**
- Champion the integration of risk and control frameworks into the digital transformation and investment roadmap.
- Ensure risk management practices align with enterprise risk appetite and strategic business priorities.
- Shape and influence the direction of risk mitigation plans associated with high-impact digital change.
- Partner with portfolio leaders to embed a proactive risk culture in early stages of initiative planning and design.

**Business**
- Support business stakeholders in achieving key outcomes of digital investment programmes by ensuring risk and control requirements are effectively addressed.
- Provide clear risk and control insights to enable informed decision-making for ongoing and upcoming technology and digital investments.
- Collaborate across technology, operations, compliance, and business teams to ensure risks are owned, understood, and managed.
- Drive alignment between business objectives and compliance with internal and regulatory obligations.

**Key Responsibilities**

**Processes**
- Partner with second line and cluster COOs to develop and maintain robust risk identification, impact assessment, and control design processes within the digital investment lifecycle.
- Lead end-to-end risk assessment for programmes, ensuring appropriate documentation and traceability of controls.
- Monitor and support the timely closure of issues, actions, and treatment plans arising from audits, risk reviews, or regulatory feedback.
- Drive control testing, assurance, and continuous improvement processes to reduce operational risk exposure.

**People & Talent**
- Provide guidance and training to digital teams on risk and control standards, tools, and best practices.
- Build risk and control awareness and accountability among delivery and product teams.
- Support cross-functional capability building to integrate risk thinking in digital delivery roles (e.g., producrt owners, architects, etc)
- Act as a trusted advisor to senior leaders on risk and control topics relevant to the digital investment portfolio.

**Risk Management**
- Act as the key risk representative for digital portfolio, engaging with Compliance, Operational Risk, Cyber Security, and Internal Audit teams.
- Proactively identify and escalate emerging risks, thematic trends, or control weaknesses impacting digital change.
- Ensure adherence to the bank’s risk framework and contribute to enhancement initiatives where digital delivery requires tailored solutions.
- Support the assessment and management of third-party risk and data security risks associated with digital initiatives.
- Promote early intervention through data-driven insights to protect delivery integrity, and risk and control outcomes.

**Governance**
- Represent or support the digital team in risk governance forums, including risk committees, working groups, regulatory meetings as needed.
- Deliver clear and concise reporting on risk posture, issue status, treatment plan progress, and assurance outcomes.
- Support the maintenance of risk governance documentation including risk registers (e.g., M7), control inventories, and action logs.
- Facilitate readiness for int