ED/MD Senior Credit Manager
2 days ago
Job Description - ED/MD Senior Credit Manager (Commercial Banking CT)
ED/MD Senior Credit Manager (Commercial Banking CT )
Roles and Responsibilities: -
To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank's risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers' credit quality with follow-up action plan to minimise/mitigate identified risks.
To contribute to Business Unit's business growth without compromise on credit quality/ standards through appropriate transaction structuring and taking a balanced approach.
To undertake ad hoc projects/tasks as may be required from time to time.
Qualifications
Requirements:
University degree with at least 15 years of relevant banking experience in client relationship management and/or credit risk approval covering large corporate or SME customers.
Possess strong credit analytical skill with ability to work independently and good understanding of loan documentation as well as credit processes.
Strong interpersonal and stakeholder management skills.
Able to work under pressure with tight turnaround time.
Experience in commodity financing transactions, merger & acquisition transactions or covering Chinese corporate segment would be an added advantage.
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