Senior Credit Portfolio Manager

1 month ago


Singapur, Singapore SMBC Group Full time
Job Summary

We are seeking a highly skilled Credit Portfolio Manager to join our team at SMBC Group. As a key member of our credit risk management team, you will be responsible for monitoring and managing a portfolio of accounts, ensuring accurate and appropriate obligor gradings, and providing in-depth credit analysis and recommendations.

Key Responsibilities
  • Monitor and handle all credit-related matters for assigned portfolio of accounts, including annual reviews, ad-hoc reviews, waiver/amendment requests, and ongoing portfolio monitoring.
  • Be fully conversant with the Bank's credit procedures to ensure accurate and appropriate obligor gradings.
  • Undertake portfolio sensitivity analysis from time to time.
  • Distill complex issues, analyze cash flows and financial models, and translate to meaningful credit analysis and recommendations.
  • Review loan documentation and terms sheets to ensure credit-approved terms are as per documented.
  • Interface with front office/marketing teams, credit department, and internal/external auditors.
Requirements
  • Tertiary qualifications in a finance-related field.
  • Minimum of 5-7 years' credit risk experience with Structured Finance, Corporate Banking, or Credit Risk environment within a Bank or Financial Institution.
  • Strong understanding and ability to interpret financial statements and complex financing structures.
  • Good working knowledge of loan and security documentation.
  • Advance skills in Excel and financial modeling.
  • Excellent time management and organizational skills, with a strong ability to manage multiple tasks at the same time.
  • Team player and flexibility in work hours.
  • Self-motivated.


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