VP, Portfolio Analyst, Group Credit

5 months ago

Singapur, Singapore United Overseas Bank Full time

VP, Portfolio Analyst, Group Credit - Credit Policy & Portfolio Management

Posting Date: 11-May-2023 Location:

Singapore (City Area), Singapore, 048624

Company: United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The  Credit and Risk Management  function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

The candidate will be part of the Group Credit Policy & Governance (CPG) team which provides Line 2 Oversight on Personal Financial Services (PFS) Loans Portfolio for UOB Group. Reporting to the Team Lead, the candidate will be responsible to support in the development and maintenance of the Key Risks Monitoring Standards, ensure regional countries operating within Group PFS frameworks and Risk Appetite, and oversees portfolio quality for Regional Countries. The candidate will also undertake strategic projects as part of overall Group Retail Credit and Group CPG collective agenda.

Role Description:
• To support the integration and migration of Citi portfolio into UOB under Policy & Portfolio Management sub-stream, liaise and work with other sub-streams within overall Retail Credit workstream and relevant stakeholders to ensure successful integration process.
• Responsible for tracking of consolidated RRA and RDF metrics and Credit KPIs across regional countries
• Perform monitoring of regional countries portfolio and highlight the key and emerging risks to ensure that sound portfolio quality is maintained.
• To support the portfolio review reporting and preparation for Quarterly Credit Review of Retail Portfolio with Senior Management of Group Retail Business and Group Credit Committee.
• To undertake ad hoc projects as part of Group CPG Collective Agenda
• To support standardization of MIS pack across the countries and enhance it over time as part of portfolio management and strategy.
• To involve in the development, review, implement and monitor the use of scorecards (including strategy), credit bureau usage & strategy and other risk management tools/systems to ensure that newly acquired customers are of acceptable quality.

Job Requirements

• At least 5-8 years of working experience in a retail banking role preferably in a credit risk policy, MIS and portfolio management capacity. 
• Degree holder with background in Mathematics, Statistics, Business and Finance preferred. 
• Familiar with portfolio monitoring and segmentation strategy, exposure to Basel Capital Rules, credit scorecards and analytics techniques
• Proficient in Excel, Powerpoint, SAS Programming, Enterprise Guide, Decision Tree tools and SQL database.
• Experience in a Group regional role with knowledge of country business and regulatory landscape will be an advantage.
• Analytical mind with sound business acumen, highly meticulous and self-motivated. A strong relator with good communication and presentation skill (verbal and written).
• Preferably have audit review experience and QA experience is a plus.
• A keen learner and enthusiastic to take on ad-hoc projects and initiatives.

  • VP, Credit Portfolio Management

    4 weeks ago

    Singapur, Singapore SMBC Group Full time

    Job Title: VP, Credit Portfolio ManagementAt SMBC Group, we are seeking a highly skilled and experienced professional to join our team as a VP, Credit Portfolio Management. This role will be responsible for managing the credit portfolio, including credit monitoring, trigger reports, waivers, and amendments, for existing borrowers within the department.Key...

  • VP, Credit Portfolio Management

    1 month ago

    Singapur, Singapore SMBC Group Full time

    Job SummaryWe are seeking a highly skilled and experienced VP, Credit Portfolio Management to join our team at SMBC Group. The successful candidate will be responsible for managing the credit portfolio, including credit monitoring, trigger reports, waivers, and amendments, for existing borrowers. Additionally, they will develop and maintain relationships...

  • VP - Credit Portfolio Manager

    2 months ago

    Singapur, Singapore SMBC Group Full time

    **Job Summary** We are seeking a highly skilled and experienced professional to join our team at SMBC Group as a VP - Credit Portfolio Management, SPDA. The successful candidate will be responsible for monitoring and handling all credit-related matters for a portfolio of accounts assigned, including annual reviews, ad-hoc reviews, waiver/amendment requests,...

  • VP, Portfolio Analyst, Group Credit

    2 weeks ago

    Singapur, Singapore United Overseas Bank Full time

    About the RoleThe Credit and Risk Management function is a critical component of United Overseas Bank's (UOB) risk management framework. As a key member of the Group Credit Policy & Governance (CPG) team, you will play a vital role in ensuring the effective management of credit risks across the Group's Personal Financial Services (PFS) Loans Portfolio.Key...

  • VP, Portfolio Analyst, Group Credit

    3 weeks ago

    Singapur, Singapore United Overseas Bank Full time

    About United Overseas BankUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. Our history spans over 80 years, guided by our values of Honorable, Enterprising, United, and Committed.About the DepartmentThe Credit and Risk Management function is comprised of three...

  • VP, Portfolio Analyst, Group Credit

    1 month ago

    Singapur, Singapore United Overseas Bank Full time

    About United Overseas BankUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. Our history spans over 80 years, guided by our values of Honorable, Enterprising, United, and Committed.About the DepartmentThe Credit and Risk Management function is comprised of three...

  • Senior Credit Analyst

    2 weeks ago

    Singapur, Singapore SMBC Group Full time

    As a Senior Credit Analyst in the Group Financial Institutions Group, you will be responsible for preparing credit applications with detailed analysis of key risks, deal structures, terms & conditions, and deal rationale. You will ensure timely review of credit limits and counterparty ratings in line with the bank's internal policies. Additionally, you will...

  • VP/AVP, Portfolio Risk Analyst for Business Banking, Group Credit

    5 months ago

    Singapur, Singapore United Overseas Bank Full time

    VP/AVP, Portfolio Risk Analyst for Business Banking, Group Credit Posting Date: 28-May-2023 Location: Singapore (City Area), Singapore, 048624 Company: United Overseas Bank Ltd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories...

  • MGR/SO, Portfolio Analyst, Group Credit

    5 months ago

    Singapur, Singapore United Overseas Bank Full time

    MGR/SO, Portfolio Analyst, Group Credit - Credit Policy & Portfolio Management Posting Date: 01-Jun-2023 Location: Singapore (City Area), Singapore, 048624 Company: United Overseas Bank Ltd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and...

  • Senior Credit Analyst

    2 months ago

    Singapur, Singapore SMBC Group Full time

    **Job Summary** SMBC Group is seeking a highly skilled Senior Credit Analyst to join our team in the Group Financial Institutions Group. As a Senior Credit Analyst, you will be responsible for preparing credit applications with detailed analysis of key risks, deal structures, terms & conditions, and deal rationale. **Key Responsibilities** • Conduct...

  • Senior Credit Analyst

    1 month ago

    Singapur, Singapore SMBC Group Full time

    Job SummaryWe are seeking a highly skilled Credit Analyst to join our Group Financial Institutions Group at SMBC Group. As a Credit Analyst, you will be responsible for preparing credit applications with detailed analysis of key risks, deal structures, terms & conditions, and deal rationale.Key ResponsibilitiesPrepare credit applications with comprehensive...

  • Senior Credit Analyst

    2 weeks ago

    Singapur, Singapore SMBC Group Full time

    Job SummaryWe are seeking a highly skilled Credit Analyst to join our team at SMBC Group. As a key member of our credit department, you will be responsible for analyzing credit applications, reviewing credit limits, and monitoring portfolio performance.Key ResponsibilitiesPrepare comprehensive credit analyses for new and renewal credit applications,...

  • VP, Assistant Portfolio Manager/ Credit Analyst

    1 month ago

    Singapur, Singapore United Overseas Bank Full time

    About UOB Asset Management LtdUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. Our history spans more than 80 years, guided by our values – Honorable, Enterprising, United and Committed.About the RoleWe are seeking a skilled Assistant Portfolio Manager/...

  • VP, Assistant Portfolio Manager/ Credit Analyst

    5 months ago

    Singapur, Singapore United Overseas Bank Full time

    VP, Assistant Portfolio Manager/ Credit Analyst (Developed Markets) Posting Date: 31-May-2023 Location: Singapore (City Area), Singapore, 048624 Company: UOB Asset Management Ltd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories...

  • Senior Credit Risk Analyst

    2 months ago

    Singapur, Singapore SMBC Group Full time

    Job Title: Senior Credit Risk Analyst Job Summary: We are seeking a highly skilled Senior Credit Risk Analyst to join our team at SMBC Group. As a Senior Credit Risk Analyst, you will be responsible for managing and controlling the credit risk of clients towards potential and existing financing. This will include full credit reviews of the client...

  • Senior Vice President

    4 weeks ago

    Singapur, Singapore SMBC Group Full time

    Join SMBC Group as a Credit Risk AnalystKey Responsibilities:Oversee credit-related issues for a designated portfolio of clientsEnsure precise obligor assessmentsPerform sensitivity analyses on the portfolioEvaluate financial models and offer credit insightsExamine loan agreementsWork collaboratively with various internal departmentsQualifications:Degree in...

  • Vice President, Credit Portfolio Analyst

    2 months ago

    Singapur, Singapore United Overseas Bank Full time

    Vice President, Credit Portfolio Analyst - Credit Policy & Portfolio Management Location: Singapore About United Overseas Bank (UOB) United Overseas Bank Limited (UOB) stands as a prominent financial institution in Asia, boasting a vast network of over 500 branches and offices across 19 countries and territories in the Asia Pacific, Europe, and...

  • Vice President, Credit Portfolio Analyst

    2 months ago

    Singapur, Singapore United Overseas Bank Full time

    Vice President, Credit Portfolio Analyst - Credit Policy & Portfolio Management Location: Singapore About United Overseas Bank (UOB) United Overseas Bank Limited (UOB) stands as a prominent financial institution in Asia, boasting a comprehensive network of over 500 branches and offices across 19 countries and territories in the Asia Pacific,...

  • Senior Credit Analyst

    2 months ago

    Singapur, Singapore SMBC Group Full time

    Job Title: AVP, Credit Analyst Job Summary: We are seeking a highly skilled and experienced Credit Analyst to join our team at SMBC Group. As a Credit Analyst, you will be responsible for evaluating credit applications, managing due dates, and ensuring compliance with credit policies and procedures. Responsibilities: * Evaluate credit applications and...

  • Senior Portfolio Manager

    2 weeks ago

    Singapur, Singapore SMBC Group Full time

    Job SummarySMBC Group is seeking a highly skilled and experienced professional to fill the role of VP, Credit Portfolio Management. The successful candidate will be responsible for managing the credit portfolio, including credit monitoring, trigger reports, waivers, and amendments, for existing borrowers within the department.Key ResponsibilitiesDevelop and...