SME Banking Specialist

3 days ago


Singapore DBS Bank Limited Full time
Corporate Banking Role
DBS Bank Limited is a premier financial institution in the region, offering a wide range of commercial banking products and services to corporate customers. We are currently seeking an experienced SME Banking Specialist to join our team.

About the Role
The successful candidate will be responsible for soliciting, developing and deepening borrowing relationships with SME customers. This includes advocating digitalisation, driving initiatives aligned with the Bank's strategy and customer relationship management to identify new business opportunities. In addition, the candidate will be responsible for proactive management, supervision and monitoring of an existing pool of borrowing accounts to achieve optimum utilization rate and profitability.

Main Responsibilities
- Solicit, develop and deepen borrowing relationships with SME customers
- Advocate digitalisation and drive initiatives in line with the Bank's strategy
- Customer relationship management to spot new/cross-sell business opportunities, understand customers' requirements, structure deal and proper evaluation of credit risks to achieve a balance stance for the customer and bank
- Proactive management, supervision and monitoring of an existing pool of borrowing accounts to achieve optimum utilization rate and profitability
- Underwrite credit risks by proper identifying of significant risks and mitigating factors
- Ensure compliance of mandatory banking processes

Requirements
- University degree with 3-5 years of relevant experience in sales within SME banking space
- Highly self-driven to deliver sales target and succeed in a dynamic culture
- Energetic and possesses a customer-focused attitude to engage SME customers
- Strong analytical, problem-solving and decision-making skills with the ability to adapt to change
- High level of commitment and accountability to deliver work of the highest standard
- Excellent interpersonal and communication skills

About Us
DBS Bank Limited is a leader in the financial industry, committed to delivering exceptional service and innovative solutions to our customers.

Our Culture
We foster a dynamic and supportive environment that encourages innovation, teamwork and personal growth. Our employees enjoy a competitive salary and benefits package, as well as opportunities for career development and recognition of their achievements.

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