Citi Commercial Bank Business Credit Manager

4 months ago

Singapore Citi Full time
We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot.

Shape your Career with Citi

Citi's Banking franchise is organized around three lines of business: Investment Banking, Corporate Banking and Commercial Banking. The unified Banking and International organization oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence.

Citi Commercial Bank (CCB) is a solutions-led business for the demands of mid-sized and emerging corporates.

We're currently looking for a high caliber professional to join our team as Business Credit Manager based in Singapore.

This role is part of the Commercial Lending Management Unit. This team is part of the Citi Commercial Bank which specializes in providing trade finance, working capital finance and treasury solutions for Emerging Corporate and Mid Corporate clients in Singapore.

In this role, you're expected to:
  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.
  • Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.
  • Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.
  • Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.
  • Perform industry and geographical research and other due diligence as needed.
  • Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.
  • Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you'd ideally have the following skills and exposure:
  • 2 - 5 years prior experience in credit risk management or equivalent training and experience preferably in the financial services industry.
  • Ability to apply credit and risk principles toward business goals.
  • Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.
  • Interpersonal, organizational and analytic skills.
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
------------------------------------------------------

Job Family Group:
Risk Management
------------------------------------------------------

Job Family:
Credit Decisions
------------------------------------------------------

Time Type:
------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View the " EEO is the Law " poster. View the EEO is the Law Supplement .

View the EEO Policy Statement .

View the Pay Transparency Posting

  • Officer, Business Credit Manager, Citi Commercial Bank

    2 weeks ago

    Singapore Citi Full time

    At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments or institutions - to help them...

  • Citi commercial bank

    4 weeks ago

    Singapore Illinois CPA Society Full time

    We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast...

  • Vice President, Business Credit Manager, Citi Commercial Bank

    4 weeks ago

    Singapore Citi Full time

    The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that...

  • Vice President, Business Credit Manager, Citi Commercial Bank

    2 months ago

    Singapore Citi Full time

    The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that...

  • Commercial Bank Business Credit Manager

    3 days ago

    Singapore Citi Full time

    Business Credit Manager Job OverviewCiti Commercial Bank is seeking a highly skilled Business Credit Manager to join our team in Singapore. As a key member of our Commercial Lending Management Unit, you will be responsible for underwriting requests for commercial credit extensions and making sound credit decisions.Job ResponsibilitiesInterface with bankers...

  • Citi Commercial Bank

    4 months ago

    Singapore Citi Full time

    At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments, or institutions - to help them...

  • Citi Commercial Bank

    4 months ago

    Singapore Citi Full time

    We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast global...

  • Citi | Citi Commercial Bank Digital Relationship Manager

    3 weeks ago

    Singapore Citi Full time

    We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast...

  • Business Credit Manager

    2 weeks ago

    Singapore Citi Full time

    At Citi, we connect millions of people across cities and countries daily through our global network, offering a range of financial services and products to help clients meet opportunities and face challenges.Citi’s Banking franchise includes Investment Banking, Corporate Banking, and Commercial Banking, with a unified organization delivering services to...

  • Illinois CPA Society | Citi Commercial Bank

    3 weeks ago

    Singapore Illinois CPA Society Full time

    We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast...

  • citi.com | Officer, Business Credit Manager, Citi Commercial Bank

    3 days ago

    Singapore citi.com Full time

    At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to...

  • Senior Financial Risk Analyst

    1 month ago

    Singapore Citi Full time

    About CitiWe live in an increasingly complex world, with companies either born global or expanding globally at an unprecedented pace. Business and geopolitics are creating a new dynamic, and consumers expect seamless financial services as part of their digital lives. Citi is uniquely positioned for this moment, with our vast global network and on-the-ground...

  • Vice President, Middle Corporates Relationship Manager

    4 months ago

    Singapore Citi Full time

    Job Description Citi's Banking franchise is organized around three lines of business: Investment Banking, Corporate Banking and Commercial Banking. The unified Banking and International organization oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence. Citi Commercial Bank (CCB) is a...

  • Senior Business Credit Specialist

    3 weeks ago

    Singapore Citi Full time

    Citi is a global bank that offers a wide range of financial services to individuals, businesses, and institutions. As a Business Credit Manager, you will be part of the Commercial Lending Management Unit, which specializes in providing trade finance, working capital finance, and treasury solutions for Emerging Corporate and Mid Corporate clients in...

  • Officer, Relationship Associate, Cit Commercial Bank

    2 months ago

    Singapore Citi Full time

    Citi's Banking franchise is organized around three lines of business: Investment Banking, Corporate Banking and Commercial Banking. The unified Banking and International organization oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence Citi Commercial Bank (CCB) is a solutions-led...

  • Citi | Citi Commercial Bank

    3 weeks ago

    Singapore Citi Full time

    At Citi we're not just building technology, we're building the future of banking. Encompassing a broad range of specialties, roles, and cultures, our teams are creating innovations used across the globe. Citi is constantly growing and progressing through our technology, with laser focused on evolving the ways of doing things. As one of the...

  • Business Development Associate

    2 months ago

    Singapore Citi Full time

    Citi's Commercial and Business Sales division is seeking a skilled Business Development Associate to join our team. This role will be responsible for building relationships with clients, ensuring timely completion of regulatory requirements, and coordinating credit requests and approvals from Citi's global network.ResponsibilitiesClient Relationship...

  • Commercial Banking Relationship Associate

    2 weeks ago

    Singapore Citi Full time

    Citi is seeking a highly skilled and experienced Commercial Banking Relationship Associate to join its global network team. This role will be responsible for building strong relationships with clients, operational teams, and product partners to deliver exceptional service and drive business growth.Job SummaryThe ideal candidate will have 2-5 years of...

  • Commercial Banking Relationship Manager

    1 month ago

    Singapore Citi Full time

    Citi, a leading global financial institution, is seeking an experienced Commercial Banking Relationship Associate to join our team. In this role, you will play a critical part in building and maintaining strong relationships with clients, ensuring timely completion of Know Your Client (KYC) and other regulatory requirements, and helping clients access Citi's...

  • Strategic Credit Manager Leader

    1 month ago

    Singapore Citi Full time

    Citi seeks a seasoned credit professional to lead our Commercial Bank's underwriting efforts. As Vice President, Business Credit Manager, you will be responsible for overseeing the evaluation and approval of commercial credit extensions for new and existing clients.">Key responsibilities include:Interface with bankers to support underwriting requests and...