Business Credit Manager
3 weeks ago
At Citi, we connect millions of people across cities and countries daily through our global network, offering a range of financial services and products to help clients meet opportunities and face challenges.
Citi’s Banking franchise includes Investment Banking, Corporate Banking, and Commercial Banking, with a unified organization delivering services to clients in 95 markets worldwide. Citi Commercial Bank (CCB) caters to mid-sized and emerging corporates.
The Underwriter – C11 role requires in-depth knowledge and involves developing new techniques and improving processes for the area or function. It includes evaluating complex issues, requiring strong analytical skills and communication abilities. The role significantly impacts project size and geography by influencing decisions in the area of specialization.
Responsibilities:- Support bankers in underwriting credit requests for new and existing clients, ensuring sound credit decisions and compliance with internal procedures and policies.
- Prepare detailed written credit summaries by analyzing businesses and rendering final credit decisions.
- Conduct detailed financial analysis, trend and ratio analysis, and interpret financial information.
- Analyze personal financial statements to assess repayment capacity.
- Perform industry and geographical research as needed.
- Maintain understanding of Citibank products and services.
- Ensure compliance with credit policies and receive satisfactory audit ratings.
- Safeguard Citigroup's reputation and assets by driving compliance with laws and regulations.
- 2-5 years relevant experience.
- Degree in a quantitative field such as Economics or Business Finance.
- Experience in credit risk management or equivalent training, preferably in financial services.
- Ability to apply credit and risk principles towards business goals.
- Demonstrated ability to drive results with urgency and manage multiple projects.
- Bachelor's/University degree or equivalent experience.
Job Family Group: Risk Management
Job Family: Credit Decisions
Time Type: Full time
Citi is an equal opportunity employer. Qualified applicants receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Citi invites qualified applicants to apply for career opportunities. If you need accommodation to use our search tools or apply for a career opportunity, review Accessibility at Citi.
View the EEO is the Law poster and related statements.
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