Business Credit Specialist

8 hours ago


Singapore Arab Banking Corporation Full time

About Arab Banking Corporation

Arab Banking Corporation, a leading financial institution in the region, is seeking a highly skilled Business Credit Specialist to join our team.

Job Summary

The Business Credit Specialist will be responsible for analyzing and managing credit risk across various business segments, ensuring compliance with regulatory requirements and maintaining relationships with clients.

Key Responsibilities

  • Credit Risk Assessment: Conduct thorough credit risk assessments on new and existing clients, taking into account their financial performance, industry trends, and market conditions.
  • Portfolio Management: Oversee the portfolio of loans and credits, identifying potential risks and opportunities for growth, and implementing strategies to mitigate risk and maximize returns.
  • Client Relationship Management: Develop and maintain strong relationships with key clients, understanding their needs and preferences, and providing tailored solutions to meet their requirements.
  • Compliance and Regulatory Requirements: Ensure adherence to regulatory requirements and internal policies, procedures, and guidelines, maintaining the highest standards of integrity and ethics.
  • Team Collaboration: Collaborate with cross-functional teams, including credit analysts, relationship managers, and product specialists, to ensure effective communication and coordination of credit-related activities.

Requirements and Qualifications

To be successful as a Business Credit Specialist, you will need:

  • Minimum Qualifications: Postgraduate degree in Economics, Finance, Accountancy, or Business Administration, with a strong foundation in analytical, statistical, and quantitative techniques.
  • Work Experience: A minimum of 5-7 years' experience in banking, with a substantial part of that in credit functions across various products, markets, and business types, such as traditional commercial banking, loans syndications, trade finance, securities investment/trading, capital markets, and Treasury products.
  • Strong Analytical and Communication Skills: Excellent analytical and problem-solving skills, with the ability to communicate complex ideas and recommendations effectively to both technical and non-technical stakeholders.
  • Leadership and Teamwork: Proven leadership and teamwork skills, with the ability to motivate and collaborate with cross-functional teams to achieve business objectives.

Salary Range

We offer an attractive salary range of $120,000 - $180,000 per annum, depending on your qualifications and experience.

Benefits

In addition to a competitive salary, we offer a range of benefits, including:

  • Health Insurance: Comprehensive health insurance coverage for you and your family.
  • Pension Plan: A contributory pension plan, allowing you to save for your retirement.
  • Holidays and Leave: Generous holiday and leave entitlements, ensuring you have time to relax and recharge.
  • Professional Development: Opportunities for training and professional development, helping you advance your career.


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