
Processing Officer
16 hours ago
Key Responsibilities:
- Manage customer and merchant charge disputes following Card Association rules (Visa, Mastercard, AMEX, UnionPay, and JCB).
- Perform pre-checks on chargeback requests, ensuring transactions meet required criteria (transaction type, reason, timeframe, and documentation).
- Follow up with customers/merchants for clarifications or missing documents.
- Execute necessary actions (Fraud Reporting, Retrieval, Chargeback, Representments, Pre-Arbitration, Arbitration, Pre-Compliance, Compliance) using internal bank systems and Card Association platforms.
- Update chargeback details, status, and action dates in internal systems and maintain Excel case registers.
- Upload/download documentation on Card Association platforms and process financial adjustments, including temporary credit issuance or reversal.
- Create and reconcile financial general ledger entries and inform customers/merchants via letters or emails.
- Monitor outstanding cases via internal queues, aging reports, and Card Association platforms, ensuring timely action.
- Handle pre- and post-processing tasks such as case reconciliation, mailing, filing, and status updates.
- Respond to general chargeback inquiries from customers/merchants and liaise with internal departments for special handling and clarification.
- Participate in projects, User Acceptance Testing (UAT), Business Continuity Planning (BCP), Disaster Recovery Planning (DRP), and live verifications.
- Support Team Manager in system testing, process documentation, and Standard Operating Procedure (SOP) preparation.
- Propose and implement process improvements to enhance customer experience and reduce turnaround times (TAT).
- Cross-train across various functions to optimize team resources.
Requirements:
- Diploma or Degree in Business, Finance, or any related discipline
- Minimum 2 years of experience in financial institutions; credit operations knowledge is a plus.
- Proficiency in Microsoft Office 365, particularly Excel.
- Excellent multitasking skills with the ability to manage multiple timelines.
- Good team player with positive thinking and adaptability to diverse environments.
- Self-motivated and capable of working independently.
Interested candidates may send in their resume and cover letter directly to (R , stating the position as the subject title in the email.
Jireli Gem Mejia Cabria EA License No.: 02C3423 Personnel Registration No.: R1434374
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