Complex Loan Structurer

Job description

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

International Wealth and Premier Banking (IWPB) provides a leading premium proposition through Premier Banking and, together with our Private Bank, are present across the world's most important markets, booking centres, and corridors most valued by our clients. Our wealth offering is further enhanced through our best-in-class manufacturing capabilities in Asset Management and Insurance. HSBC Private Banking helps high net worth and ultra-high net worth clients manage, grow, and preserve their wealth for generations to come. Our network of global experts helps clients access investment opportunities around the world, plan for future with wealth and succession planning, manage their portfolio with tailored solutions, and find the right support for their philanthropy.

We are currently seeking a high calibre professional to join our team as a Complex Loan Structurer.

Principal Responsibilities

In this role you will

• Work together with relationship managers to offer tailored credit solutions for the complex and large credit needs of ultra-high net worth (UHNW)
• Structure complex loans in concentrated share financing, real estate, trophy assets and illiquid financing
• Write credit proposals and work together with credit risk to obtain credit approvals for transactions
• Work together with Legal team on loan negotiation and documentation
• Manage multiple transactions, stakeholders and tight deadlines
• Monitor transactions post-closing

Requirements

To be successful you will need

• To have proven sales skills, understands what drives new business, and how to interact with clients and prospective clients to develop high quality lending opportunities and relationships
• The following skills at the highest levels of excellence: credit analytics, interpersonal and communication skills, portfolio management and risk management
• Completion of formal credit training strongly preferred
• High quality collaboration skills in a team-oriented environment
• Track record of structuring highly complex solutions for private banking clients

The chosen candidate for this role will be required to undergo enhanced vetting. Subject to local laws, this will require the individual to satisfactorily pass a series of additional checks as part of the recruitment process and on an ongoing basis, if appointed to the role. HSBC Group reserves its position with regards to any steps which it may take in relation to any material adverse findings which arise either when the checks are originally completed, and/or if relevant, on an ongoing basis.

Opening up a world of opportunity

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.