Business Loan Officer
7 days ago
The Business Loan Officer primary duties involve a mix of sales, credit analysis, and client relationship management, focused on providing financing solutions to businesses.
Key responsibilities
- Building and maintaining strong relationships with clients.
- Identifying and cultivating new business opportunities for loan origination.
- Advising businesses on suitable loan products and financial solutions
- Overseeing the end-to-end loan application process.
- Conducting comprehensive financial assessments and due diligence of loan applicants.
- Reviewing financial statements, business plans, and other relevant documents to evaluate creditworthiness and assess risk factors.
- Performing credit analysis to determine the feasibility of lending.
- Structuring and negotiating loan terms and conditions with clients.
- Preparing and presenting comprehensive loan proposals or credit summaries for approval.
- Ensuring all loan transactions comply with internal policies, legal requirements, and regulatory standards (e.g., MAS regulations).
- Collaborating with internal teams (credit, legal, operations) for timely processing, approval, and disbursement.
- Maintaining accurate records and documentation of loan applications and client interactions.
- Staying informed about market trends, competitor products, and economic conditions.
- Monitoring and managing existing loan portfolios.
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Loan Officer
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Loan Officer
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Business Loan Specialist
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Loan Operations
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