Software Engineer

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: Software Engineer

**Job Description**:
Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

We are the Verification Platform team at the heart of the Compliance domain at PayPal. Our mission is to build secure, scalable, and intelligent systems that power user verification, identity authentication, and fraud prevention for millions of users. As a core platform team, we enable Know Your Customer (KYC) and identity verification capabilities across the company, ensuring regulatory compliance while delivering a seamless user experience. Our platform plays a critical role in safeguarding the integrity of the ecosystem by detecting and blocking fraudsters in real time. We are a high-impact, fast-moving team that collaborates closely with product, engineering, and risk teams, and we're looking for passionate engineers to join us in building the next generation of secure and trustworthy digital finance.

**Responsibilities**
- Analyze user needs and system requirements to inform technical design and implementation.
- Design and document software solutions using flowcharts, diagrams, and architecture specifications.
- Write clean, efficient, and maintainable Java code based on product and feature requirements.
- Develop responsive and intuitive user interfaces in collaboration with frontend teams.
- Prioritize and execute tasks throughout the software development life cycle using best practices.
- Design, implement, and optimize database schemas and interactions.
- Validate software functionality, performance, and security to meet compliance and business standards.

**Qualifications**
- Strong proficiency in **Java programming** with a solid understanding of core language principles.
- ** 3+ years of hands-on experience** in software development, ideally in backend systems or platform engineering.
- Proficiency in **Object-Ori