Senior Software Engineer, Lending

Overview Senior Software Engineer, Lending at Airwallex . Airwallex is the unified payments and financial platform for global businesses, empowering customers with integrated solutions for accounts, payments, spend management, treasury, and embedded finance at a global scale. About Airwallex Airwallex is the only unified payments and financial platform for global businesses. Powered by our proprietary infrastructure and software, we empower over 150,000 businesses worldwide with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 1,800 people across 26 offices. Airwallex is valued at US$6.2 billion and backed by leading investors. If you’re ready to do the most ambitious work of your career, join us. We hire builders with founder-like energy who want real impact, accelerated learning, and true ownership. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You’ll tackle complex, high-visibility problems with exceptional teammates and grow your career as we build the future of global banking. About The Team Airwallex is building a state-of-the-art lending platform that enables enterprise clients to offer innovative credit products to their customers through Airwallex’s technology and infrastructure. The Singapore-based Lending Engineering team owns the design, delivery, and scaling of our credit product portfolio for global enterprise clients, influencing the architecture, reliability, and evolution of our next-generation embedded lending platform. What You’ll Do As a Senior Software Engineer, you’ll architect, design, and implement large-scale, secure, and scalable systems for our lending platform. Your work will enable fast, seamless, and compliant credit experiences for enterprise clients and their users, and lay the technical foundation for expansion into new financing products. This role is based in Singapore. Responsibilities Design, develop, and maintain robust services powering lending, with a focus on credit products. Build and maintain secure, scalable, well-documented APIs to enable clients to embed and consume our credit products. Lead design reviews, advise on systems architecture, and mentor engineers to uphold high standards of code quality and technical excellence. Champion resilient, distributed systems design and best practices to ensure platform reliability and performance at global enterprise scale. Collaborate with cross-functional teams to deliver impactful lending solutions. Promote robust automated testing, code review, and monitoring practices to ensure stability, scalability, and security. Stay on top of industry trends and proactively drive improvements to platform architecture, engineering practices, and delivery efficiency. Who You Are We’re looking for candidates who meet the minimum qualifications; preferred qualifications are valuable but not mandatory. Minimum Qualifications Bachelor’s degree or higher in Computer Science, Engineering, or a related technical field. 5+ years of hands-on software engineering experience with modern engineering practices, CI, and quality engineering. At least 2 years in a technical leadership role, mentoring engineers and leading engineering strategy. Strong CS foundation and OO programming skills, with proven backend experience. Primarily Java or Kotlin with Spring/Spring Boot. Extensive experience designing and building RESTful APIs and familiarity with modern API design principles. Experience with domain-driven design (DDD) and event-driven architectures in production. Proven track record building high-throughput, low-latency, highly available distributed systems at scale. Cloud experience with GCP (preferred) or AWS (EC2, RDS, ELB, CloudFront) with Docker and Kubernetes. Familiarity with observability tooling (e.g., Splunk, Grafana, Prometheus). Preferred Qualifications Experience in financial services, lending, payments, or credit products. Experience with SaaS product offerings as a platform. Equal Opportunity Airwallex is an equal opportunity employer. We value diversity and consider all candidates based on merit, qualifications, competence, and talent. We do not discriminate based on color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you require accommodation, please let us know. Airwallex does not accept unsolicited resumes from search firms. If approached by someone representing Airwallex, please verify with our team. #J-18808-Ljbffr