Senior Credit Officer, Commercial Banking

2 weeks ago


Singapore United Overseas Bank Full time

Job Role

As a Senior Credit Officer, Commercial Banking, you will play a key role in supporting our clients' growth and development by conducting credit analysis on existing portfolios of Small and Medium-Sized Enterprises (SMEs).

Responsibilities

  1. Perform credit risk ratings of accounts, conducting constant reviews and monitoring of accounts, and making credit variations/exception recommendations and report preparation.
  2. Collaborate with our coverage teams to deliver seamless solutions to clients, working in full alignment with specialized teams across Transaction Banking, Investment Banking, Global Markets, and Group Retail.
  3. Contribute to the development of our Wholesale Bank function, driving the delivery of banking services and solutions that meet the needs of our clients.

Requirements

  1. Minimum 2 years of experience in Corporate Credit Analysis, SME banking sales, or relationship management experience.
  2. Possess strong client relationship management and interpersonal skills, with the ability to build rapport with clients and stakeholders.
  3. Strong analytical skills, with a good grasp of financial analysis and the ability to understand risk drivers in the SME market.
  4. Excellent written and oral communication skills, with the ability to articulate complex ideas and recommendations clearly and effectively.

About the Department

The Wholesale Bank function operates a dynamic business model, providing financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier provider of banking services and solutions for Asia-based commercial banking companies, large corporations, financial institutions, and multinational corporations.

About the Employer

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. With a history spanning over 80 years, we have been guided by our values of Honorable, Enterprising, United, and Committed, striving to do what is right, build for the future, work as one team, and pursue long-term success.


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