Senior Credit Portfolio Manager

1 week ago


Singapore Sumitomo Mitsui Banking Corporation Full time
Credit Portfolio Management Role

This is a senior credit portfolio management position within Sumitomo Mitsui Banking Corporation's Structured Finance department. The role is responsible for supporting the growing business in the areas of credit and portfolio monitoring. The ideal candidate should possess strong credit analysis skills with experience in structured finance. Exposure to leveraged finance, real estate finance, and structured credit would be an advantage. The primary responsibility is to manage the ongoing credit monitoring and review process of a portfolio of accounts following financial close and first drawdown.

Key Responsibilities:
  • Monitor and handle all credit-related matters for a portfolio of accounts assigned, including annual reviews, other ad-hoc reviews, waiver/amendment requests, and ongoing portfolio monitoring.
  • Be fully conversant with the Bank's credit procedures to ensure obligor gradings are accurate and appropriate.
  • Undertake portfolio sensitivity analysis from time to time.
  • Distill complex issues, analyze cash flows and financial models, and translate to meaningful, in-depth credit analysis and recommendations.
  • Review loan documentation and terms sheets to ensure credit-approved terms are as per documented.
  • Interface with front office/marketing teams, credit department, and internal/external auditors.

Requirements:
  • Tertiary qualifications in a finance-related field.
  • Min. of 5-7 years' credit risk experience with Structured Finance, Corporate Banking, or Credit Risk environment within a Bank or Financial Institution.
  • Strong understanding and ability to interpret financial statements and complex financing structures.
  • Good working knowledge of loan and security documentation.
  • Advance skills in Excel and financial modeling.
  • Excellent time management and organizational skills, with a strong ability to manage multiple tasks at the same time.
  • Team player and flexibility in work hours.
  • Self-motivated.


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