Credit Portfolio Manager

4 weeks ago


Singapore Sumitomo Mitsui Banking Corporation Full time
Job Title: Assistant Vice President

This is a Credit Portfolio role within SPDA located in SNG. The role is required to support the growing business in the areas of credit and portfolio monitoring.

Key Responsibilities:
  • Monitor and handle all credit-related matters for a portfolio of accounts assigned, including annual reviews, other ad-hoc reviews, waiver/amendment requests, and ongoing portfolio monitoring.
  • Be fully conversant with the Bank's credit procedures to ensure obligor gradings are accurate and appropriate.
  • Undertake portfolio sensitivity analysis from time to time.
  • Distill complex issues, analyze cash flows and financial models, and translate to meaningful, in-depth credit analysis and recommendations.
  • Review loan documentation and terms sheets to ensure credit-approved terms are as per documented.
  • Interface with front office/marketing teams, credit department, and internal/external auditors.
Requirements:
  • Tertiary qualifications in a finance-related field.
  • Min. of 3-5 years' credit risk experience with Structured Finance, Corporate Banking, or Credit Risk environment within a Bank or Financial Institution.
  • Strong understanding and ability to interpret financial statements and complex financing structures.
  • Good working knowledge of loan and security documentation.
  • Advance skills in Excel and financial modelling.
  • Excellent time management and organizational skills, with a strong ability to manage multiple tasks at the same time.
  • Team player and flexibility in work hours.
  • Self-motivated.


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