Assistant Vice President

2 months ago


Singapore Sumitomo Mitsui Banking Corporation Full time

Job Summary:

We are seeking a highly skilled Credit Portfolio Manager to join our team at Sumitomo Mitsui Banking Corporation. As a key member of our Credit Risk team, you will be responsible for managing the ongoing credit monitoring and review process of a portfolio of accounts.

Key Responsibilities:

  • Monitor and handle all credit-related matters for a portfolio of accounts assigned, including annual reviews, other ad-hoc reviews, waiver/amendment requests, and ongoing portfolio monitoring.
  • Be fully conversant with the Bank's credit procedures to ensure obligor gradings are accurate and appropriate.
  • Undertake portfolio sensitivity analysis from time to time.
  • Distill complex issues, analyze cash flows and financial models, and translate to meaningful, in-depth credit analysis and recommendations.
  • Review loan documentation and terms sheets to ensure credit-approved terms are as per documented.
  • Interface with front office/marketing teams, credit department, and internal/external auditors.

Requirements:

  • Tertiary qualifications in a finance-related field.
  • Minimum of 3-5 years' credit risk experience with Structured Finance, Corporate Banking, or Credit Risk environment within a Bank or Financial Institution.
  • Strong understanding and ability to interpret financial statements and complex financing structures.
  • Good working knowledge of loan and security documentation.
  • Advanced skills in Excel and financial modeling.
  • Excellent time management and organizational skills, with a strong ability to manage multiple tasks at the same time.
  • Team player and flexibility in work hours.
  • Self-motivated.


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