Senior Credit Manager
4 weeks ago
As a Senior Credit Manager at Sumitomo Mitsui Banking Corporation, you will be responsible for independently reviewing and assessing various types of credit applications submitted from business units. Your task will be to create concise executive summaries to seek approval from relevant authorities.
Establishing Credit Action Plans
You will establish adequate action plans for credits likely to deteriorate, aiming to minimize credit costs. This involves managing and maintaining the accuracy of the credit monitoring system and client database, instructing business units to modify data as necessary.
Credit Portfolio Analysis
You will conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity/segments, currency risks, internal grading, and type of financial product. This analysis will be performed from time to time.
Concentration Risk Management
You will monitor and proactively control credit exposures under large-scale companies and/or certain sectors for increased concern on concentration risks, in cooperation with other relevant teams/departments.
Deal Direction and Approval
You will discuss the direction of potential deals with business units following the head office's credit policy and credit appetite.
Job Requirements
To be successful in this role, you will need a Bachelor's degree in corporate finance, financial analysis, or credit risk management. You should have strong working experience in credit analysis/credit approval departments of financial institutions, rating agencies, etc. You must possess strong credit analysis and due diligence skills, with the ability to prepare clear and concise credit recommendations. Additionally, you should have excellent organizing and planning skills, team player attributes, and the ability to work under tight timelines.
Key Skills
Strong credit analysis and due diligence skills
Excellent organizing and planning skills
Team player attributes
Ability to work under tight timelines
Excellent communication skills (written and spoken)
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