Strategic Credit Policy Analyst

2 weeks ago


Singapore United Overseas Bank Full time
Credit Policy and Governance Role Overview

As a key member of the Group Credit Policy & Governance (CPG) team at United Overseas Bank, you will play a vital role in shaping the bank's credit policies and risk management frameworks. The CPG team provides independent oversight of Personal Financial Services (PFS) Loans Portfolio for UOB Group, ensuring that credit policies and processes are aligned with the bank's risk appetite and regulatory requirements.

Key Responsibilities

The successful candidate will be responsible for reviewing and maintaining Group Retail Credit Policy and Process Standards (GRCPPS), ensuring regional countries are operating within the Group PFS Policy, Frameworks, and approved Retail Risk Appetite (RRA) metrics. You will also provide independent review and recommendation on proposed credit policies changes and related credit papers requiring approval from Group Retail Credit, as well as perform independent monitoring of portfolio quality for PFS loans portfolio across countries.

Requirements

To succeed in this role, you will need at least 8 years of working experience in a retail credit risk management role, preferably in a credit risk policy, MIS, and portfolio management capacity. A degree holder with a background in Mathematics, Statistics, Business, and Finance is preferred. You will also need to possess analytical skills, business acumen, and strong communication and presentation skills.

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