Senior Regional Credit Policy Manager

1 month ago


Singapore United Overseas Bank Full time
Job Overview
As a Senior Regional Credit Policy Manager, you will play a pivotal role in shaping the credit policies and frameworks that govern Personal Financial Services (PFS) Loans Portfolio for UOB Group. Reporting to the Regional Policy & Strategic Support Lead, you will be responsible for reviewing and maintaining the Group Retail Credit Policy and Process Standards (GRCPPS), ensuring regional countries operate within the Group PFS Policy, Frameworks, and approved Retail Risk Appetite (RRA) metrics. Your expertise will be sought after to provide independent review and recommendation on proposed credit policy changes and related credit papers requiring approval from Group Retail Credit. Additionally, you will perform independent monitoring of portfolio quality for PFS loans portfolio across countries.

About the Role
The ideal candidate will have at least 8 years of experience in retail credit risk management, preferably in a credit risk policy, MIS, and portfolio management capacity. A degree holder with a background in Mathematics, Statistics, Business, or Finance is preferred. You will possess an analytical mind with sound business acumen, be highly meticulous, and self-motivated. Strong communication and presentation skills, both verbally and in writing, are essential. Experience in a Group regional role, knowledge of country business, and regulatory landscape will be advantageous. Proficiency in Microsoft Office Excel, PowerPoint, and familiarity with SAS Programming, Decision Tree Segmentation Tool, SQL database, and Visualization Tool (e.g., PowerBI) are desired. Knowledge of Basel Capital Rules, Credit Scorecards, or IFRS9 will also be beneficial.

Salary and Benefits
Our salary range for this position is approximately SGD $120,000 - $180,000 per annum, depending on your qualifications and experience. As a UOB employee, you can expect a comprehensive benefits package, including medical and dental insurance, retirement plan, and generous paid time off.

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