Head of Credit Product Strategy
7 hours ago
Financial Resource Management
As the Head of Credit Product Management at SMBC Group, you will be responsible for centrally managing the balance sheet and RWA across the Financing business to drive RoE and growth. This role involves optimizing RWA and delivering balance-sheet velocity, revenue, and enhanced returns. You will also be responsible for managing RWA methodology and RoE management on resource utilization across individual deals and portfolios, as well as assessing cross-sell and ancillary revenue opportunities for each financing.
First Line of Defence ('FLOD') Risk Management
In this role, you will enhance underwriting capacity and activity across the financing spectrum, supporting Loan Capital Markets. You will introduce a best-of-class centralized approach to risk, counterparty, and exposure monitoring to enable early warning and proactive risk measures to protect the Bank. This will involve assessing, managing, and addressing risk capacity, limits, and concentrations via periodic and episodic reviews. You will also drive new business proactively from portfolio exposures and introduce process of asset prioritization to drive balance sheet velocity.
Strategic Impact
- Develop an enhancement of the financing platform to address internal/external (market, client regulatory, regional) dynamics.
- Engage in the development of new products and capabilities.
- Establish restructuring / work-out capabilities.
- Identify and unlock synergies to support APD and SMBC Group, including first-line of defence risk management / portfolio management or other credit-related matters across APD coverage teams.
Candidate Profile
The ideal candidate will have at least 15 years of direct experience at leading financial institutions in financing or financing-related activities. You will have a proven track record as a Managing Director at a global financial institution, including managing teams. Direct experience in specific structured financing-related areas, including managing Asian credit portfolios, supervisory responsibility for trading books, portfolio management expertise, and experience in risk transfer mechanisms, is highly desirable.
Behavioural Competencies
- A disciplined approach to risk management across various risk types in Asian markets.
- Astute with a keen eye for detail, good credit sense, and critical thinking/analytical skills.
- Articulate with strong written, oral communication, and interpersonal skills.
- A team player but also independent and self-motivated and resourceful.
- Ability to work collaboratively with a broad range of stakeholders in complex organizations.
- Good organisation skills and ability to prioritise, manage, and meet expectations/deadlines with strong work ethics, integrity, and commitment.
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