VP, Portfolio Risk Management

1 month ago


Singapur, Singapore United Overseas Bank Full time

About United Overseas Bank

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. Our history spans over 80 years, guided by our values of Honorable, Enterprising, United, and Committed.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit, and Special Asset Management. We manage the risks arising from the Group's business activities within the risk appetite established by the Board.

Job Responsibilities

As a VP, Secured Portfolio Management, you will be responsible for:

  • Supporting business decisions through customer segmentation, acquisition targeting, and customer profitability analysis.
  • Developing predictive models and analytics across customer and product lifecycles, acquisition, cross-selling, and retention.
  • Driving the use of scorecards and Basel models in customer acquisition, portfolio management, collections, and other areas of the credit cycle.
  • Optimizing underwriting and customer/portfolio management risk policies through the use of analytics and champion-challenger strategies.
  • Generating, automating, analyzing, and monitoring portfolio risk reports, monthly review reports, and scorecard performance reports.

Job Requirements

To be successful in this role, you will need:

  • A degree in a quantitative program, such as Statistics, Mathematics, Actuarial Science, Financial Engineering, etc.
  • Minimum 7-8 years of working experience in credit risk, credit modeling, and management, or data analytics, preferably in a retail banking environment.
  • Strong knowledge of retail banking customer credit cycles, especially in secured lending.
  • Strong IT skills, especially in Excel, Powerpoint, VBA, SAS, Enterprise Guide, Enterprise Miner, Python, and SQL/AS400 query and database.

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