SME Loan Business Growth Specialist
5 days ago
An opportunity to excel as a key player in our team at ANRADUS PTE. LTD.
About the RoleWe are seeking a skilled Business Development Executive to join our dynamic team, focusing on driving business growth and development for Small and Medium-sized Enterprises (SMEs).
This role involves building strong relationships with SME clients, understanding their financial needs, and providing customized solutions to meet their goals.
Key Responsibilities- Develop and maintain a network of SME clients, identifying opportunities to expand our loan portfolio and drive business growth.
- Promote our lending services to existing and potential SME clients, showcasing our expertise in commercial banking and risk management.
- Analyze client businesses, market trends, and financial situations to offer tailored financial solutions, leveraging your knowledge of cash management and capital utilization.
- Evaluate loan applications through thorough credit assessments and risk analysis, ensuring alignment with policy and regulatory standards.
- Negotiate and structure loan agreements, balancing risk management with meeting client needs.
- Monitor and manage a portfolio of SME loans, guaranteeing timely repayments and adherence to terms while spotting potential risks.
- Collaborate with internal teams to streamline loan processing and ensure accurate documentation.
- Advise SME clients on strategic financial decisions, including effective capital use, cash management, and business expansion strategies.
- Proven experience in commercial banking or SME lending, with a strong background in relationship management and business development.
- A track record of managing SME loan portfolios, achieving financial targets, and implementing risk controls.
- Expertise in financial analysis, risk assessment, loan structuring, and credit underwriting in the SME context.
- Excellent communication skills, capable of discussing complex financial issues clearly and building strong client relationships.
- Strong network-building skills with a deep connection to the SME community and related stakeholders.
Competitive salary up to SGD 4000 + Commission per month.
Ongoing professional development and training opportunities.
A collaborative and dynamic work environment.
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