Credit Risk Management Specialist

Join to apply for the Credit Risk Management Specialist - Digital Banking role at Monee Continue with Google Continue with Google 2 days ago Be among the first 25 applicants Join to apply for the Credit Risk Management Specialist - Digital Banking role at Monee Propose and implement credit strategy for retail and SME loan underwriting Propose and implement obligor level credit conditional monitoring and early warning triggers for retail and SME loan Conduct portfolio monitoring and analysis on concentration risk and asset quality Set up loan grading and ECL staging criteria of loan portfolio Prepare and analyse risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends Coordinate with modeling team on risk tools development including decision scorecards and ECL/Basel models Support conceptualisation development for new credit products suitable for retail and SME markets Track and monitor the full credit cycle performance and risk appetite metrics. Evaluate and influence to balanced business growth in the form of policy refinement and credit testing Support countries through analysis to formulate policy and portfolio management to improve profitability Support country with portfolio deep-dive analyses and provide insights with recommendations on policy changes to improve portfolio quality. Support the development and growth into new strategic segments e.g. mass market. Collaborate closely with collection team and feedback on collections policies or strategies that will help in reducing delinquency roll rates and losses Job DescriptionPropose and implement credit strategy for retail and SME loan underwriting Propose and implement obligor level credit conditional monitoring and early warning triggers for retail and SME loan Conduct portfolio monitoring and analysis on concentration risk and asset quality Set up loan grading and ECL staging criteria of loan portfolio Prepare and analyse risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends Coordinate with modeling team on risk tools development including decision scorecards and ECL/Basel models Support conceptualisation development for new credit products suitable for retail and SME markets Track and monitor the full credit cycle performance and risk appetite metrics. Evaluate and influence to balanced business growth in the form of policy refinement and credit testing Support countries through analysis to formulate policy and portfolio management to improve profitability Support country with portfolio deep-dive analyses and provide insights with recommendations on policy changes to improve portfolio quality. Support the development and growth into new strategic segments e.g. mass market. Collaborate closely with collection team and feedback on collections policies or strategies that will help in reducing delinquency roll rates and losses RequirementsBachelors or above in a quantitative field (e.g.: Statistics, Financial Engineering) Relevant hands-on banking or fin-tech experience, handling credit risk related portfolios Familiar with regulations in South East Asia markets Professional qualifications such as CA/ACCA/CPA/FRM would be advantageous Strong Credit and Trade finance knowledge Expert knowledge on risk areas, banking products, services and systems Problem-solving, positive and constructive attitude is a must Self-motivated and detailed oriented team player who is able to multitask in a fast-paced environment Proficiency in data analytics/science tools such as Python, SAS, SQL etc. Experience with Big Data and AI/ML algorithms is preferrable. System knowledge at implementing strategies / models is a plus. Strong interpersonal and communication skills. Seniority level Seniority level Not Applicable Employment type Employment type Full-time Job function Job function Finance and Sales Referrals increase your chances of interviewing at Monee by 2x Citi Commercial Bank Business Credit Manager General Manager Credit and Counter Party Risk CRO - Non-Financial Risk Management - Director Senior Credit Risk Manager -Corporate Real Estate (MD/ ED) Credit Transformation (Financial Services) Senior Consultant / Manager / Senior Manager, BC MD Senior Credit Manager (Team Lead) (Commercial Banking) MD/ ED, Senior Credit Risk Manager -Project Finance & Specialized Industries Credit Documentation Process Improvement Manager - Vice President AVP/VP, Lead Analyst, Wholesale Credit Risk Modelling Senior Manager, WRB Risk Management, Secured Relationship Manager - Corporate Banking (Regional Bank) Relationship Manager - Corporate Banking (Regional Bank) Relationship Manager - Corporate Banking (Regional Bank) Senior Manager | Commodities and Global Markets, Credit Risk We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr