Credit Risk Specialist

1 day ago


Singapur, Singapore Monee Full time

Join to apply for the Credit Risk Specialist - Digital Banking role at Monee . Overview Credit Risk Specialist will support credit risk strategy and portfolio management for retail and SME lending. The role involves developing and monitoring risk practices, coordinating with the modeling team, and supporting policy development to balance growth with portfolio quality. Responsibilities Propose and implement credit strategy for retail and SME loan underwriting Propose and implement obligor level credit conditional monitoring and early warning triggers for retail and SME loan Conduct portfolio monitoring and analysis on concentration risk and asset quality Set up loan grading and ECL staging criteria of loan portfolio Prepare and analyse risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends Coordinate with modeling team on risk tools development including decision scorecards and ECL/Basel models Support conceptualisation development for new credit products suitable for retail and SME markets Track and monitor the full credit cycle performance and risk appetite metrics Evaluate and influence balanced business growth in the form of policy refinement and credit testing Support countries through analysis to formulate policy and portfolio management to improve profitability Support country with portfolio deep-dive analyses and provide insights with recommendations on policy changes to improve portfolio quality Support the development and growth into new strategic segments e.g. mass market Collaborate closely with collections team and provide feedback on collections policies or strategies to reduce delinquency roll rates and losses Qualifications Bachelors or above in a Quantitative field (e.g., Statistics, Financial Engineering, Quantitative Finance, Mathematics, Data Analytics) from a reputable university with strong academic credentials Prior experience in Financial Risk Domains such as Credit, Market, Liquidity risk (including internships) is a plus Proficiency in SQL and Excel Strong problem-solving skills with a positive and constructive attitude Self-motivated, detail-oriented team player with the ability to manage multiple priorities in a fast-paced environment Excellent interpersonal and communication skills Note Kindly note that you can only be considered for one role at a time with any of the companies within our group. If you have applied for other jobs with the group, you will be considered for roles in the order of your application Seniority level Entry level Employment type Full-time Job function Finance and Sales #J-18808-Ljbffr



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