Credit Risk Analyst

Overview This is Adyen. Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. What You’ll Do You will work closely with our very diverse merchant portfolio with a focus on the APAC region, to assess and analyse their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit risk committee. You will drive continuous improvement in the quality and scalability of our risk management framework, including policies, tools and processes. You will lead projects from beginning to end, and help us to find optimal solutions for our merchants by collaborating with various teams and ensuring we are aligned with our risk management framework. You will share your credit risk knowledge to Product, Legal and Compliance teams to ensure credit risk is properly considered in new commercial product development. You will share Adyen’s approach to credit risk management to merchants, commercial teams, and regulators. Who You Are You have up to 4 years of working experience in a financial risk environment and a keen interest in business and financial markets. You are highly analytical, with strong financial statement analysis skills which you use to make balanced risk and return decisions. You possess a broad perspective, enabling you to understand the bigger picture and its implications for identifying and managing risks within the established framework. You are an excellent communicator, which allows you to share ideas and collaborate effectively with colleagues across the globe. You are independent and are able to prioritize your own workload in a dynamic environment to drive processes to completion. University degree preferred in business economics, accounting or finance. Who We Are Adyen is the payments platform of choice for many of the world’s leading companies, providing a modern end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers\' globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels. With offices across the world, Adyen serves customers including Spotify, Birchbox, BlaBlacar, LeCab, Comptoir des Cotonniers, Etam, Vestiaire, Facebook, Uber, and L\'Oreal. Our Diversity, Equity and Inclusion commitments Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen. Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Singapore office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles. Location: Singapore Referrals increase your chances of interviewing at Adyen by 2x Get notified about new Credit Risk Analyst jobs in Singapore. Additional related roles include: Account Risk Management Analyst - Trust & Safety; Credit Risk (Financial Services) Senior Consultant/Consultant, Business Consulting; Assistant VP, Credit Analyst, Group Corporate Banking; Risk Operations Analyst (Greater China market); Senior Business Analyst - Credit Origination; Finance Risk Lead Analyst, Vice President; Digital Payments Anti-Money Laundering Risk Management Lead Analyst – Vice President #J-18808-Ljbffr