Credit Risk Specialist

2 weeks ago


Singapur, Singapore MONEE CONSULTING SG PRIVATE LIMITED Full time

Responsibilities Propose and implement credit strategy for retail and SME loan underwriting Propose and implement obligor level credit conditional monitoring and early warning triggers for retail and SME loan Conduct portfolio monitoring and analysis on concentration risk and asset quality Set up loan grading and ECL staging criteria of loan portfolio Prepare and analyse risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends Coordinate with modeling team on risk tools development including decision scorecards and ECL/Basel models Support conceptualisation development for new credit products suitable for retail and SME markets Track and monitor the full credit cycle performance and risk appetite metrics. Evaluate and influence to balanced business growth in the form of policy refinement and credit testing Support countries through analysis to formulate policy and portfolio management to improve profitability Support country with portfolio deep-dive analyses and provide insights with recommendations on policy changes to improve portfolio quality. Support the development and growth into new strategic segments e.g. mass market. Collaborate closely with collection team and feedback on collections policies or strategies that will help in reducing delinquency roll rates and losses Requirements Bachelors or above in a Quantitative field (Eg. Statistics, Financial Engineering, Quantitative Finance, Mathematics, Data Analytics) at a reputable university with strong academic credentials. Prior experience in Financial Risk Domains such as Credit, Market, Liquidity risk (including internships) is a plus. Proficiency in SQL and Excel. Strong problem-solving skills with a positive and constructive attitude. Self-motivated, detail-oriented team player with the ability to manage multiple priorities in a fast-paced environment. Excellent interpersonal and communication skills. #J-18808-Ljbffr



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