Chief Technology Officer

About 37C:37C is building an institutional digital-asset financing & treasury platform. We provide USD/stablecoin lending against digital-asset collateral with assets held at qualified custodians. Beyond lending, we aim to keep borrowers and investors on-platform with curated tokenized investment opportunities and light-touch prime services (via partners) such as collateral/treasury tools. We are building a tech-first company —API-driven, security-led, with AI embedded in underwriting, monitoring, and operations. Job SummaryAbout 37C:37C is building an institutional digital-asset financing & treasury platform. We provide USD/stablecoin lending against digital-asset collateral with assets held at qualified custodians. Beyond lending, we aim to keep borrowers and investors on-platform with curated tokenized investment opportunities and light-touch prime services (via partners) such as collateral/treasury tools. We are building a tech-first company —API-driven, security-led, with AI embedded in underwriting, monitoring, and operations.37C is backed by a tier-1 global bank and a leading hedge fund manager.The OpportunityAs our Founding CTO, you’ll be the technical owner from v0 → v1 → scale . You’ll architect and ship the MVP, integrate custody/venues, stand up the risk engine, and embed AI across operations and the front office—while building a lean, high-calibre engineering team. This is a builder role: hands on keyboard, product-minded, security-first.Key Responsibilities Platform & MVP Borrower/investor onboarding, KYC/KYB, permissions, audit trails. Collateral & margin engine (pricing oracles, LTV bands, daily/intraday calls, liquidation playbooks). Loan lifecycle: documentation, servicing, cash flows, investor reporting. Integrations: qualified custodians (e.g., Fireblocks/Copper/Anchorage/BitGo), exchanges/OTC & liquidation agents,bank rails, chain analytics (TRM/Chainalysis), data providers (on-/off-chain). Architecture & Infra Choose and implement core stack (cloud, data, CI/CD, observability, secrets, endpoint/SSO). Security by design: key management (MPC/HSM), wallet policy engine, network isolation, incident response. Skills And ExperienceAI enablement Ops: connect Outlook/Slack/Notion/CRM/calls; automate workflows & MI; build secure data lake/warehouse. Front office/risk: LLM-assisted underwriting and monitoring (RAG, scoring, alerts), client comms automation, model governance. Org & Ops Set up internal systems (Google Workspace/M365, Slack, Notion/Jira, code repos, runbooks). Vendor selection & cost management; draft and enforce SDLC, change, and security policies. Qualifications 10+ years building production systems in high-stakes environments (prime services, electronic trading, risk, custody, or institutional crypto). Hands-on builder: expert in at least two of TypeScript/Node, Python, Go, Rust; comfort with Solidity (or Rust for Solana) and smart-contract interfaces; strong SQL/data modeling. Blockchain depth: L1/L2 architectures, consensus, bridges/MEV risks; DeFi (AMMs, lending, staking/LSTs); on-chain risk, oracle design, token standards; custody models (MPC/HSM, multisig), whitelisting and policy controls. Institutional finance fluency: margin lending, collateral management, repo/prime brokerage concepts; FIX/REST/WebSocket trading APIs; settlement & reconciliation. Cloud & security: AWS/GCP/Azure, IaC (Terraform), containers; observability; identity/SSO (Okta/AAD); ISO 27001/SOC 2–style controls. AI/ML: practical experience deploying LLM/RAG systems, evaluations, governance, and secure data pipelines. Regulated context: worked with risk/compliance teams (FCA/ADGM/MAS/HKMA or equivalent), strong appreciation for KYC/AML, sanctions, data retention. Leadership: hires and develops senior engineers; communicates crisply with founders, Board, investors; bias to action. Mobility: willingness to relocate to UAE (Abu Dhabi) as we scal What great looks like v1 live with first institutional loans booked; custody & venue integrations operational. Automated LTV/margin workflows with auditable controls; zero critical incidents. Core data model and dashboards live for risk, finance, and investor reporting. AI agents handling a meaningful share of onboarding, monitoring, and internal ops. Engineering hiring plan executed; strong documentation, SDLC, and security posture in place. About Standard CharteredWe're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.Together WeDo the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We OfferIn line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. 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