AVP, Secured Loans, Personal Financial Services, Group Retail

7 months ago

Singapur, Singapore United Overseas Bank Full time

AVP, Secured Loans, Personal Financial Services, Group Retail

Posting Date: 07-May-2023 Location:

Singapore (City Area), Singapore, 048624

Company: United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

Personal Financial Services

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Responsibilities

The successful candidate will be part of the PFS Secured Loans Division responsible for managing the existing Housing Loans Portfolio.

Your key accountabilities and responsibilities are as follows:

To ensure retention and profitability of the existing Housing Loans Portfolio To handle Housing Loans repricing requests and negotiation on pricing and packages To evaluate & restructure Housing Loans to meet customers’ financial needs To work with The Product Team to optimize on repricing packages offering and portfolio profitability To execute Proactive Retention Exercises initiated by The Product Team

Job Requirements

Minimum 3 to 5 years relevant working experience Good knowledge in Housing Loans Product. Prior experience and familiarity with Housing Loans is a pre-requisite Possess strong communication and written skills with an ability to interact and negotiate with people at all level Proficient in Microsoft Office Applications and Data Analysis A team player/self starter with a dedication to provide premium services, quality performance and speed on execution. Self driven and resourceful with an ability to work independently

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