Business Intelligence Analyst
3 days ago
About Atome Financial
- Headquartered in Singapore, Atome Financial is a consumer business unit under Advance Intelligence Group. The products under Atome Financial include:
- Atome: A leading buy now pay later brand in Asia Pacific which is currently present in 10 markets and partners over 15,000+ top retailers. Key merchant partners include ZALORA, Sephora, Agoda, SHEIN and Zara.
- Kredit Pintar: One of Indonesia's top digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK). Over 10 million downloads, 2 million customer reviews and with a 4.4-star rating on Google Play Store.
- As part of the Advance Intelligence Group, a Series-D company and ranked No. 1 on LinkedIn's 2021 Top Startups List in Singapore with over 2,000+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life-for our customers, colleagues and communities.
- Our culture is built on values that are core to who we are and what we stand for:We foster an
**INNOVATION** mindset
-We achieve results with
**EFFICIENCY** and excellence
-We take pride in the
**QUALITY** of our work
-We uphold
**INTEGRITY** in all we do
-We embrace
**COLLABORATION** to work across business lines and borders
Job Responsibilities:
1. Analyse and evaluate the credit ratings of borrowers, provide credit evaluation reports and support decision-making.
2. Conduct risk analysis and evaluation of the market and industry, formulate corresponding risk management and control strategies.
3. Analyse and mine business data, provide data support and recommendations for risk control decisions.
4. Collaborate with model teams to develop and optimise risk models based on company risk strategy and business needs, improve risk assessment accuracy.
5. Monitor and evaluate risk assessment models, formulate and implement risk management measures to improve risk control effectiveness.
6. Collaborate with business teams, data teams, and technical teams to solve risk control problems in a timely manner.
Job specifications:
1. More than 1 year of relevant work experience, bachelor's degree or above in economics, finance, mathematics, statistics, computer science, or related majors.
2. Experience with credit card-related businesses, bank, or Fintech companies is preferred.
3. Proficient in using Python, R, SQL, or SAS for analysis.
4. Strong self-learning ability, solid communication skills and teamwork.
5. Experience with credit risk management, such as credit granting strategy, anti-fraud, modelling, mid-loan monitoring, and post-loan monitoring.
LI-CT2
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