Retail Deposits Head Sg

4 days ago

Singapore CIMB Group Full time

**Responsibilities**:
Strategy and Planning
- Define and execute the strategic roadmap for deposit products in alignment with business goals and customer needs.
- Formulate and monitor business targets of Deposits business, with participation of Sales Management.Cross-Functional Collaboration: Partner with Marketing, Distribution, Risk, Operations, and Finance to drive go-to-market plans, product performance, and service delivery.

Product Development & Management
- Oversee the development, launch, and enhancement of deposit products with a focus on innovation, usability, and profitability.
- Develop deposits solutions tailored for each customer segment, to increase cross sell and engagement of customers.
- Market & Customer Insights: Leverage market research, customer data, and competitor analysis to identify product opportunities and gaps.
- Pricing & Profitability: Develop rate and fee structures to optimise NIM (Net Interest Margin), customer acquisition, and portfolio performance.
- Digital Integration: Work closely with the digital and technology teams to embed deposit products into seamless omnichannel customer journeys.Implement Deposits growth and retention strategies and marketing plans.

Business Performance and Management
- Guide product development, including system development.
- Overall Strategic oversight with responsibility of Profit & Loss and portfolio.
- Manage balance sheet/Asset-Liabilities matters.
- Resolve business (business as usual and ad-hoc projects/initiatives) issues (including customer and operations related).Front-face external parties e.g., MAS, ABS, vendors, partners, competition etc. as tasked.

People Management
- Lead and mentor a team of product managers, analysts, and specialists to achieve strategic and operational goals.
- Maintain strong relationships will all internal and external stakeholders.Identify, train and coach 2nd liners, to build bench strength for the various businesses.

Regulatory Compliance
- Ensure all products adhere to Monetary Authority of Singapore (MAS) regulations, internal risk policies, and AML/CFT requirements.
- Ensure compliance to regulations and internal policies (where applicable) by the product, associated processes and various stakeholders.

**Requirements**:
**Qualifications**:
Degree in any discipline

Relevant Work Experience

At least 10+ years of experience in similar role with supervisory experience in banking /financial industry

Technical/Functional Skills
- Formulate clear vision of business and appropriate strategies
- Integrate management goals and direction with vision of business and reality of environment
- Deep understanding of the Deposits and Consumer Banking environmentStrong analytical skills, management skills and ability to negotiate outcomes

Personal Skills (Soft Competencies)
- Ability to multi-task and work effectively with internal and external stakeholders
- Ability to garner respect of stakeholders and build close relationships as well as understand issues on the ground
- Strong leadership skills and excellent interpersonal skills

  • Executive Director, Group Head of Deposits

    1 week ago

    Singapore UOB Full time

    Executive Director, Group Head of Deposits About UOB United Overseas

  • Manager, Loans and Deposit Operations

    4 days ago

    Singapore EMIRATES NBD BANK (P.J.S.C) Full time

    Provide quality end to end Service Delivery of Loans and Deposit as well as Account maintenance in accordance to ENBD Group directives. Ensure compliance to Group policies and procedures, local regulatory requirements and guidelines, review of processes to ensure effective controls and efficiency is in place. The unit works closely with ENBD HO IT, GOPs and...

  • Relationship Manager Deposits

    4 days ago

    Singapore The Bank of East Asia, Limited Full time

    **The Role**: Reporting to the Department Head, you will assist to implement strategies to promote cash products and services. These will include the development of marketing strategies and collaterals. You will also be responsible for customer acquisition and retention including new customer acquisitions for cash deposits including fixed deposits and...

  • Consumer, Retail Channels, Cards Tech Principal Specialist SG

    1 week ago

    Singapore CIMB Singapore Full time

    Consumer, Retail Channels, Cards Tech Principal Specialist SG Join to apply for the Consumer, Retail Channels, Cards Tech Principal Specialist SG role at CIMB Singapore Consumer, Retail Channels, Cards Tech Principal Specialist SG 2 weeks ago Be among the first 25 applicants Join to apply for the Consumer, Retail Channels, Cards Tech Principal Specialist SG...

  • Global Head

    4 days ago

    Singapore Standard Chartered Full time

    **Job Summary** - This JD outlines the expectations for a senior executive responsible for leading the development, implementation and growth of digital Retail Banking Propositions globally in Wealth and Retail Banking (WRB) business. This high-impact role will focus on defining the future of digital retail banking propositions, creating seamless, innovative...

  • Consumer, Retail Channels, Cards Tech Senior Lead Specialist SG

    1 week ago

    Singapore CIMB Singapore Full time

    Consumer, Retail Channels, Cards Tech Senior Lead Specialist SG Join to apply for the Consumer, Retail Channels, Cards Tech Senior Lead Specialist SG role at CIMB Singapore Continue with Google Continue with Google Consumer, Retail Channels, Cards Tech Senior Lead Specialist SG 1 month ago Be among the first 25 applicants Join to apply for the Consumer,...

  • Deposit Product Manager

    4 days ago

    Singapore BANK OF CHINA LIMITED Full time

    **Job responsibilities** 1.Survey market deposit interest rate and put forward pricing proposals based on the internal assets and liabilities and capital needs. 2.Responsible for research and development, planning and promotionthe of all deposit products. 3. Responsible for the development, maintenance and daily operation of all accounts and...

  • Deposit Product Manager

    2 days ago

    Singapore BANK OF CHINA LIMITED Full time

    **Job responsibilities** - Survey market individual deposit interest rate and put forward pricing proposals based on the internal assets and liabilities and capital needs. - Responsible for research and development, planning and promotionthe of all deposit products. - Responsible for the development, maintenance and daily operation of all accounts and...

  • Head Banking

    1 week ago

    Singapore UOB Full time

    Overview Join to apply for the Head Banking & Wealth Pdt Marketing role at UOB . This is a senior leadership role within Group Retail Marketing. The position is responsible for Core Banking and Wealth Products Marketing, including Deposits, Secured Lending, Brand Marketing and Wealth Products (investments and insurance). It includes working closely with the...

  • Retail Sales Assistant

    15 hours ago

    Singapore Only Fashion SG Full time

    Only Fashion SG is hiring a Full time Retail Sales Assistant role in Bedok, Singapore. Apply now to be part of our team. Requirements for this role: Flexible hours available Expected salary: $1,800 - $2,200 per month Job Title: Retail Shop Assistant Location: Orchard//Toa Payoh Job Type: FULL TIME/ PART TIME Work Days: 5 days a week (including weekends &...