Compliance Executive

**Senior Executive / Associate Specialist - Legal & Compliance (Regulatory)**

**Who are we?**

At EZ-Link, we are more than just the people behind a card.

We are the enablers of connecting people, creating smoother journeys for the young and old.

For twenty years, we’ve been a trusted part of Singapore’s fabric and we continue to punch above our weight. Having issued 40 million cards, charms and wearables, our products are widely used for shopping, dining, private transport, government services and community services at more than 30,000 acceptance points across the island. We are also not just in the business of micro-payments, but also creating smart motoring solutions for road tolls and carpark payments.

**Roles & Responsibilities**

Reporting to Compliance Manager, you will play an important role in EZ-Link’s Legal & Compliance. Specifically, you will be involved in the following:
You will:

- Conduct on-boarding KYC/AML due diligence checks (i.e., identification, verification & screening) on new customers as well as undertake periodic/ trigger CDD reviews on existing customers
- Ensure and manage the timely review, analysis and disposal of transaction monitoring alerts flagged by the transaction monitoring system
- Analyze transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities and where necessary, to draft and lodge a STR to the relevant authority
- Contribute and assist with initiatives on automation and enhancement of existing CDD processes as well as system integration
- Promote and support in-house AML/CFT training conducted for internal staff
- Conduct periodic testing and review on existing name screening thresholds and parameters to ensure that the screening system is appropriately calibrated and is effective in generating relevant name searches
- Participate and contribute to the periodic review and assessment performed on existing TM parameters and thresholds and explore new introductions or calibration of suitable parameters and thresholds to enable the institution to more precisely target transaction patterns and behaviors consistent with known ML/TF typologies within the payment services industry
- Highlight and follow up with the respective system owners on observations and limitations identified during the daily course of work

**Why EZ-Link?**

We work hand in hand with the nation to build a truly smart and digital home and have embarked on a digital transformation to reinvent ourselves, bringing about enhanced user experience and strengthening our capabilities for future business growth. At the forefront, our app continues to lead our new initiatives and collaborations that excite our users.

If the above energizes and motivates you, come join us and embark on this exciting journey. Come and help us make a positive impact and have a say in the daily journeys of Singaporeans.
- Degree in any discipline with at least 3 years of relevant hands-on working experience on CDD/KYC onboarding, periodic review, and transaction monitoring in a compliance control function
- Clear understanding of MAS Notice PS-N01 and relevant regulations relating to CDD/AML requirements.
- Knowledge on PSA and relevant working experience in the banking & finance or payments services industry is an added advantage
- Possess strong understanding of relevant AML/CFT best practices
- Strong team player who is meticulous, committed, and focused
- Hardworking, self-driven and highly motivated individual who works well under pressure.
- Able to manage well in terms of volume and handling of working relationship with various stakeholders
- Ability to address operational issues effectively
- Good interpersonal and communication skills, excellent analytical skills
- Able to work well independently as well as in a team
- Driven with problem solving skills and good at alternative thinking