Senior Credit Specialist

**Job ID**:

- 360544**Company**:

- Siemens Bank GmbH, Singapore Branch**Organization**:

- Siemens Financial Services**Job Family**:

- Finance**Experience Level**:

- Experienced Professional**Full Time / Part Time**:

- Full-time**Remote vs Office**:

- Office/Site only**Contract Type**:

- Permanent**About the job**

**Financing that makes a difference**:
Siemens Financial Services (SFS) as the financing arm of Siemens AG serves Siemens’ customers and related markets and domains. With a highly experienced and passionate team SFS combines excellent financial expertise with deep industry and technology know-how to provide financings that make the difference.

Climate change, energy security, urbanization or aging population - SFS is actively supporting and enabling Siemens´ sustainability journey and its activities for achieving real-world decarbonization as well helping our customers meet their individual transition goals.

All of SFS’ approx. 2,600 people have unique backgrounds, experiences, and mindsets - we live up to a culture of team spirit, trust and mutual respect, a culture which values diversity, equity and inclusion. By staying adaptable and curious, by empowering our people, and by working as one team, we have built a place of belonging.

**What part will you play?**

**Responsibilities**:
As Senior Credit Specialist (f/m/d) in the Risk Rating department Europe Middle East Africa/Asia Australia and based in the Singapore Branch of Siemens Bank GmbH, you shall prepare credit analysis and assign risk ratings for project finance transactions and corporate obligors of the Project and Structured Finance business segments for projects/ obligors mainly in the Asia Australia region, but also including Europe and the Middle East. You will engage in the further development of rating methods, credit data banks and the digitalization of rating processes.
- Evaluate credit worthiness of projects and obligors in energy, decarbonization, renewable, mobility and infrastructure sectors.
- Analyze financial statements, cash flow projections and prepare models.
- Collaborate with deal team and assign obligor rating.
- Continually monitor portfolio counterparties and initiate rating actions as necessary.
- Refine and develop rating methodologies, and explore opportunities for digitalization and AI solutions.

**Qualifications**:

- University degree in economics, business administration, or similar field.
- 5+ years of experience analyzing project finance transactions in banking or finance.
- Professional knowledge in corporate finance and macroeconomics.
- Strong interest in digitalization and AI, with proven experience preferred.
- Experience in financial modeling, analytical capabilities, and ability to communicate conclusions effectively.

**Closing Statement**:
We are an equal opportunity employer and value diversity at our company.

We do not discriminate based on race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

We offer:

- Mobile and hybrid working arrangements
- Flexible Benefits designed to give you the freedom to opt for health and wellness benefits that suit your individual need
- Developmental opportunities for your personal and professional growth