Credit Risk Underwriter
3 days ago
**The Client**:
- An established fintech company in the trade finance sector
**What can the client offer?**
- A chance to work in an innovative fintech company and explore exciting opportunities for growth.
- A vibrant, multicultural environment that values diversity and collaboration.
- A career in shaping impactful compliance and operational risk strategies that make a difference.
**What are your responsibilities?**
- Develop and oversee a credit risk management framework for the company.
- Ensure effective implementation and monitoring of risk performance.
- Evaluate risk for Asian suppliers and international buyers.
- Enhance underwriting quality and efficiency using technology and alternative data.
- Actively manage credit risk for a designated portfolio.
- Assess risks and monitor counterparties.
- Support business growth with risk mitigation strategies aligned with company policies.
- Identify external data sources of other countries to improve models.
- Collaborate with external stakeholders like funding partners and insurers.
- Ensure alignment with the risk framework for effective asset distribution.
- Deliver comprehensive risk reports at portfolio and country levels.
- Handle specific projects as needed.
- Work closely with cross-functional teams to achieve goals.
**What skills/qualifications will you need?**
- Bachelor’s degree in accounting, statistics, math, computer science, finance, economics, or a related field.
- Over 7 years of credit underwriting experience in financial institutions or fintech, focusing on SMEs.
- Preferred experience in cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, or SME coverage.
- Strong problem-solving skills with a structured approach.
- Independent, self-motivated, and resilient under pressure.
- Quick learner with a team-oriented mindset, adaptable to diverse cultures.
- Ability to communicate in business English and Chinese is a plus.
**Who would be suitable for the position?**
- Someone with strong analytical, strategic thinking and problem solving skills.
- Someone with excellent leadership, communication and interpersonal abilities.
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