Credit Operations Analyst

2 days ago

Central Business District, Singapore You Technologies Group Full time

**What is it about in one line?**

We are looking for a **Credit Operations Analyst** who is meticulous with an eye for detail and is passionate in building new products and improving processes to achieve operational excellence

**Sounds interesting? Here’s more about us**

YouTrip is a Southeast Asian neobank offering the region’s first and leading multi-currency wallet. As a regional financial technology startup, it is dedicated to creating the best mobile financial services by simplifying foreign currency payments and offering the best exchange rates. Launched in 2018, YouTrip has been voted the #1 multi-currency account in Singapore, with the largest user base in the region following its successful launch in Thailand in partnership with Karsikornbank in 2019.

YouTrip is a Major Payment Institution licensed under the Monetary Authority of Singapore. It was recognised as a Top FinTech Leader at the SFF Global FinTech Awards 2021, and awarded ASEAN’s Best Fintech Start-up 2019 by the Rice Bowl Start-up Awards.

Our culture is entrepreneurial, open & inclusive, and teamwork-oriented. We are looking for talents with the aspiration to thrive in a rapidly growing business in the exciting FinTech space.

**You will**:

- Take full ownership of the credit operations process by performing loan account services functions, including but not limited to loan origination, facility creation, disbursements, loan management and collections
- Collaborate with Product and Business teams to establish and execute operation processes and workflows to deliver efficiency and industry best practices.
- Provide support to internal stakeholders for administrative functions, including limit management and preparation of periodic reports

**You are**:

- **Experienced in loan operations** - You have 2 years of experience under your belt in banks or financial institutions as a credit operations or middle office analyst. And have experience in credit documentation and loan processes.
- **Well organized** - You are meticulous, precise, logical and have an eye for detail.
- **Entrepreneurial self-starter** - You relish the challenge of building a new product and improving workflow, and are not afraid to suggest and implement new process and ideas to ensure the maximum chance of success for the business
- **Fintech Enthusiast **- You have a keen interest in the world of credit and payments, and maintains current knowledge to develop processes that reflect the latest trends in the fintech landscape
- **Effective Communicator **- Building a new product requires collaboration with many different internal and external stakeholders, and you are well versed in stakeholders communication and able to explain your knowledge clearly

**What can you expect from us?**
- An innovative culture that encourages talents to work highly collaboratively in a respectful, friendly environment
- Multicultural co-working space environment in CBD area
- Access to a deep bench of technical and business experts to work together
- Working with an entrepreneurial team of people in Singapore, Thailand, and Hong Kong

**To apply**:

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