Analyst, Product Management, Realtime Payments

**Our Purpose**
- Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._

**Title and Summary**

Analyst, Product Management, Realtime Payments

Overview

The Core Payments team is looking for an Analyst, Product Management, Realtime Payments, to drive product strategy and execution for Mastercard’s Account-to-Account payment solutions (RTP & A2A Overlays). Real-time payments (RTP) are experiencing significant global growth, with 60 markets now having live RTP infrastructure. Asia Pacific has solidified its position as the leader in global real-time payments, processing nearly 70% of the world’s 266 billion transactions in 2023.

Mastercard is actively riding the wave of RTP growth as part of our multi-rail strategy, which is pivotal in addressing the diverse payment needs of consumers and businesses. Our suite of A2A solutions comprises the Infrastructure and Overlays, to enable multiple use-cases such as personal payments, retail & bill payments, domestic and cross-border Realtime payments.

The Role

As an Analyst for our Product Management team specializing in Real Time Payment solutions, you will be responsible for the following:

- Landscape, market sizing and analysis of Mastercard data to identify pain points and opportunities for account to account payment flows and key customers
- Financial modeling / business case development for the introduction of new product features and platforms such as P&L analysis
- Work with cross functional teams such as Account Sales, Product Delivery, Implementation, Digital Partnerships, Legal and Compliance and other teams to deliver solutions and go-to-market execution
- Work with customers for product / change request intake, product lifecycle documentation management
- Work with customers for product & release prioritization
- Project management of key projects and initiatives from conception to implementation

All About You
- Demonstrate passion for Digital Payments and payments industry in general
- Excellent analytical capabilities - demonstrated ability in utilizing internal and external data to manage performance and provide insights. Attention to detail is a must.
- Great communications and presentation skills, including the ability to work with people across a matrix organization at all levels
- Negotiation skills with the ability to influence and engage others under a common goal
- Flexibility and adaptability to change and uncertainty
- Proficiency in MS office (Excel, PowerPoint etc.) at an intermediate/advance level will be required.
- Prior experience with data modelling tools and dashboards such as Tableau/Power BI would be preferred.

**Corporate Security Responsibility**

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.