Engineering Lead

Job ID: 37868

Location: Singapore, SG

Area of interest: Technology

Job type: Regular Employee

Work style: Hybrid Working

Opening date: 15 Sept 2025

**Job Summary**
- The role will be responsible for handling the Solution Architecture designing and delivery for the Credit Cards and Payment domain.
- Will be responsible for developing solutions, stake holder management, vendor and financial management, developing project costs, and delivering the developed solutions.
- Ability to Identifying and managing risks, including developing contingency plans to mitigate potential issues.
- Knowledge on card issuing and transaction acquiring processing and standards.
- Knowledge on CCMS Card link and C400 platform, ISO8583 messaging standard protocols.
- Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement.
- Desirable to have knowledge on national schemes and processor integrations.
- Knowledge about API’s (SOAP, JSON, REST..ETC) and Web Service Integration.
- Knowledge about Back Office integration.
- Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.
- Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards.
- Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards.
- Experience with an EFT transaction switching or on-line banking environment.
- Hands-on experience with automated test tools and simulators.
- Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage.
- Strong design and programming knowledge on Unix/Linux environment, Unix Shell Scripting
- Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
- Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization
- Willingly shares relevant technical and/or industry knowledge and expertise to other resources
- Excellent problem-solving, team, and time management skills.
- Resourceful and proactive in gathering information and sharing ideas.
- Experience in banking or financial services industry.
- Working experience in Cloud and Digital transformation projects is an advantage.
- Good knowledge skill on open banking is a plus.
- Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document.
- Be an excellent leader, Subject matter expert on the technical and functional knowledge
- Good team collaboration, relationships within & outside POD to all levels of the organization Strong influencing, conflict resolution & negotiation skills
- 12+ years experience as Engineering Lead
- Experience in handling the Solution Architecture designing and delivery for the Credit Cards and Payment domain.
- Knowledge on CCMS Card link and C400 platform, ISO8583 messaging standard protocols.
- Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement.
- Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.

**Role Specific Technical Competencies**
- Knowledge of Credit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards
- Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements.
- Experience with an EFT transaction switching and processing.
- Familiarity on PCI DSS and PA DSS compliance requirements
- Experience on Switch integration with VISA/Mastercard is mandatory. Others such as UPI, JCB and National switches.
- Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage
- Experience in Web Service integration and API’s.
- Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
- Excellent in preparing the Solution Architecture document, Functional and technical specification.
- Excellent problem-solving, team, and time management skills.
- Experience in Programming Languages and other emerging technologies.
- Experience in Cloud Services

**About Standard Chartered**
- We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a differe