Internal Underwriter

Who are we?

Howden is a collective - a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 18,000 employees spanning over 100 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you’ll find like-minded people driving change at Howden.

With a no limits approach, we can rise to any challenge. Whatever the question, the concern, or the risk, we can get the right people in a room and find the right answer. Our collective power is also helping us to change the insurance narrative - doing right by our clients while using insurance as a tool to build resilience for individuals, businesses and communities. From pro bono work to insuring COVID-19 vaccine development to de-risking the carbon market, we’re using our skills, knowledge, and networks to make a difference and speed positive change in the world around us.

We are looking for an Internal Underwriter to join our Central Underwriting Unit focusing on personal lines motor to compliment our existing team. As an Internal Underwriter, you will be responsible for responding to Group enquiries with bespoke schemes and niche placement, ensuring we always deliver excellent service. A home based role requiring occasional visits to Howden Retail branches to promote the department and scheme facilities. This is a great opportunity to join a highly successful organisation at an exciting stage of growth.

About you:
- You are currently working within the personal lines motor environment with good knowledge of risk profiling, scheme usage/management and insurer engagement keen to progress your underwriting experience - you will be responsible for underwriting within the confines of various delegated authority/bespoke schemes and where appropriate undertaking presentation and negotiations with key insurer partners as required.- You have excellent attention to detail and decision-making skills
- as you will be responsible for gathering and analysing risk presentations from Group, making underwriting judgements based on the information available.- You will communicate effectively and be able to take a variety of risk profiles translate it into an understandable action, providing technical assistance and advice to colleagues.- You will have a passion for delivering an excellent outcome for our clients, via the service provided to branches and colleagues within Group, whilst maintaining clear focus on scheme performance and profitability for our key insurer partners in line with compliance and regulatory requirements.- You will be highly organised, enjoy using your initiative and be able to manage your time effectively, as you will be planning your own workload to meet business priorities and timescales.

Rewards:
We believe that great work and dedication should be rewarded, that’s why we offer:
- 22 days holiday (plus bank holidays), increasing through length of service- A set of core benefits, designed with your health and financial protection in mind:
- Life Assurance up to 4x salary, protecting your loved ones in case the worst should happen- Income protection, guaranteeing an income for up to 5 years in the event of an illness or injury- Contributory pension scheme - 4% employer contribution and 5% employee contribution, rising to 5% & 5% in April 2025- Access to a Healthcare Cashplan, which gives you access to a variety of health related benefits- Access to a host of lifestyle and financial benefits that you can choose from:
- Discounts on gym membership across the UK- Salary sacrifice schemes - Travel Insurance, Cycle to Work, Car leasing, Technology purchase- Access to discounted personal health policies - Critical illness, private medical, dental plans- A range of insurance products available commission free, including home, motor, travel and specialist vehicles- Access to hundreds of high-street retailer discounts- Employee Assistance Programme (EAP) to support employees outside of work

What do we offer in return?

A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
- Our successes have all come from someone brave enough to try something new- We support each other in the small everyday moments and the bigger challenges- We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups,