Underwriter, Accident

Who are we ?- Looking for a career that will excite, challenge and inspire you? Thinking about insurance? Perhaps you should. Working for us is a totally different experience to what you probably expect. How do you feel about the things you truly love? Don’t you want to protect them in the best way possible? Imagine if you could help people do this all over the world. You’d give them confidence and reassurance by protecting what they love most. This is no easy task. In today’s interconnected world, tackling risk is fast, unpredictable and invigorating. You’ll have to think on your feet as you manage risks big and small, from flooding to cybercrime. You’ll be tackling issues like these in over 170 countries. It’s a big challenge, but you’ll have a truly diverse network helping you. As part of an international team, every day would provide opportunities to learn, grow and share ideas.- As you make an impact across borders, you’ll feel the support of being part of a strong and stable company. A long-standing player in the insurance industry, we make every effort to address the career development needs and plans of our employees to ensure their success in the future.- So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.**Zurich Insurance** has the policy to be an equal opportunity employer. We aim to attract and retain the best qualified individuals available, without regard to criteria such as race/ethnicity, national origin, religion, gender, sexual orientation, age or disability.- Job Qualifications- Required:
- Bachelor’s degree (or equivalent) and 2 or more years of experience in related field
- Required: Excellent oral and written communication skills. In-depth knowledge of line(s) of business and legal and regulatory guidelines.
- Required: 2. Strong negotiation skills.
- Required: Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines Required: Ability to effectively assess risk.
- Required: Ability to function in a team environment.
- Required: Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility. Required: Superior skills in relationship building, active listening, needs analysis and win-win negotiating.
- Required: Demonstrated strong presentation skills and a solutions and service orientation.
- Preferred: Solid knowledge of processing methods and workflow procedures, and basic knowledge of insurance underwriting and regulations for assigned territories.
- Client Externally Focused - The job’s core deliverables rely on delivering service to external clients and/or customers. Typically involves building relationships and promoting the company
- Job Accountabilities - Key Accountabilities- Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
- Develop, maintain & collaborate with Line of Business representatives and other business related needs, as appropriate.
- Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.
- Support the organization's sales culture by being a Help Point for agents, brokers and customers.
- Proactively seek renewal and new account opportunities.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities.
- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. Make broker/customer and on-sight calls with a planned and well-prepared purpose.
- Cross-Sell other lines of business to increase the organization's product density with the account.
- Promote the organization's products and services in order to increase penetration with agency plant.
- Participate in Sales Team meetings as they relate to assigned brokers and / or territory.
- Performance Management Accountabilities- Model behaviors that demonstrate commitment to corporate values.
- Take accountability for participating in the performance management cycle.
- Participate fully as a team member and contribute to the improved performance of the team.
- Expand knowledge and exchange it with team members and business partners.
- Take action to manage own personal development
- Participate in marketing presentations to assigned agents/brokers.
- Resolve technical problems by referring to policies, procedures, specifications.
- Provide technical expertise for short-term, defined scope projects.
- Identify and comply with the main principles relevant to legal and regulatory controls that govern standard work practices.
- Collect evidence from well-established sources and deliver accurate decisions to customers and facilitate decision making on wider customer issues.
- Monitor underwriting processes in order to identify oppo