SME Lending Business Specialist, MariBank
3 days ago
SME Lending Business Specialist, MariBank
Experienced (Individual Contributor)
Department Business Development and Partnerships
SeaMoney is a part of Sea Group, a leading global consumer internet company. SeaMoney’s mission is to better the lives of individuals and businesses in our region with financial services through technology. SeaMoney’s offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are available in seven markets across Southeast Asia and Taiwan under various brands, including ShopeePay, SPayLater, and other brands.
Job Description:
● Understand the key P&L levers of SME loan portfolio and able to independently acquire and source new partnerships or SME leads for business growth.
● Proficient in engaging credit risk team to review portfolio/ SME lending cases and balance strong portfolio growth and robust risk mitigations.
● Demonstrate good business acumen with understanding of business life cycle of small businesses and ability to identify opportunities for loan cross-sell and utilization.
● Provide inputs based on portfolio data and/ or customer feedback to enhance existing product proposition, product features and user experience.
● Keep track of competitive landscape, market trends, new products & features, and technologies related to SME lending
● Ensure appropriate risk and governance controls are in place and work with internal stakeholders to ensure compliant with MAS regulations and internal policies.
Requirements:
● Bachelor's Degree in Business, Finance, or a related field
● At least 4 to 7 years of experience as a Product Specialist or Manager in the Singapore SME Lending space, preferably in a bank
● Good understanding of SME needs and financing requirements
● Good understanding of banking systems and processes
● Able to explain complex product information clearly and articulate thought processes clearly and concisely in writing
● Works well with ambiguity, self-driven and able to run/manage projects effectively with a continuous improvement mindset; able to work independently or within a team
● Strong analytical and problem-solving skills, with a focus on results
● High level of integrity, with compliance to internal governance and regulations
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