
Credit Risk Strategist
7 days ago
Job Description
">The Credit Risk Management Specialist plays a crucial role in the credit underwriting process. The ideal candidate will have hands-on experience in banking or fintech, handling credit risk-related portfolios.
">- ">
- Develop and implement credit strategies for retail and SME loan underwriting.">
- Propose and implement obligor level credit conditional monitoring and early warning triggers for retail and SME loans.">
- Conduct portfolio monitoring and analysis on concentration risk and asset quality.">
- Set up loan grading and ECL staging criteria of the loan portfolio.">
Required Skills and Qualifications
">The successful candidate will possess:
">- ">
- Bachelor's degree or above in a quantitative field (e.g., Statistics, Financial Engineering).">
- Relevant hands-on banking or fintech experience, handling credit risk-related portfolios.">
- Familiarity with regulations in South East Asia markets.">
- Professional qualifications such as CA/ACCA/CPA/FRM would be advantageous.">
- Strong Credit and Trade finance knowledge.">
- Expert knowledge on risk areas, banking products, services, and systems.">
Benefits
">As a Credit Risk Management Specialist, you will have the opportunity to work in a dynamic environment, collaborating closely with collection teams and providing insights on policy changes to improve portfolio quality.
">Others
">Proficiency in data analytics/science tools such as Python, SAS, SQL etc. Experience with Big Data and AI/ML algorithms is preferable. System knowledge at implementing strategies/models is a plus.
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