Credit Risk Specialist

3 weeks ago


Singapur, Singapore Rapyd Full time

Key Responsibilities

  • Conduct sector-specific and thematic assessments to guide risk policies, appetite, and underwriting standards for high-risk industries.
  • Perform comprehensive financial and non-financial evaluations of merchant facilities, collaborating with agents and merchants to gather necessary information and documentation, approving within personal authority or escalating to risk committees as needed.
  • Track significant, vulnerable, and impaired exposures on an individual customer basis, recommending strategies for risk mitigation.
  • Collaborate with card schemes, partners, and merchants to address challenging situations such as excessive fraud, high dispute rates, and potentially damaging or illegal activities.

Qualifications

  • Extensive experience in customer risk management within a retail or wholesale banking or fintech context.
  • Proven ability to conduct customer risk assessments that include both financial and non-financial data while considering risk mitigation strategies.
  • Solid understanding of the payment ecosystem (Online Payments) and the roles various companies play in the payment lifecycle.
  • Knowledge of card acquiring processes and the associated risks involved.

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