Senior Portfolio Risk Analyst, Secured Lending

1 day ago


Singapore United Overseas Bank Full time

About United Overseas Bank

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories.

We operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans over 80 years, guided by our values — Honorable, Enterprising, United and Committed.

We strive to do what is right, build for the future, work as one team and pursue long-term success.

About the Role

This Senior Portfolio Risk Analyst will be responsible for:

  • Supporting business decisions through customer segmentation, acquisition targeting and customer profitability analysis.
  • Developing predictive models/analytics across customer/product lifecycle, acquisition, cross-selling and retention.
  • Driving the use of scorecard and Basel models in customer acquisition, portfolio management, collections and other areas of the credit cycle.
  • Optimizing underwriting and customer/portfolio management risk policies through analytics and champion/challenger strategies.
  • Generating, automating, analyzing and monitoring portfolio risk reports, monthly review reports and scorecard performance report.
  • Providing regular and ad-hoc credit risk analysis and advisory to business managers, senior management, regulators and key stakeholders.

Requirements

  • Degree in quantitative fields like Statistics, Mathematics, Actuarial Science or Financial Engineering.
  • Minimum 7-8 years working experience in credit risk, credit modelling and management, or data analytics preferably in retail banking.
  • Strong knowledge of retail banking customer credit cycle especially in secured lending is an advantage.
  • Strong IT skills including Excel, Powerpoint, VBA, SAS, Enterprise Guide, Enterprise Miner, Python and SQL/AS400 query and database.

The estimated salary range for this position is SGD $120,000 - SGD $180,000 per annum depending on qualifications and experience.



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