Senior Credit Portfolio Risk Manager
7 days ago
Job Description
About the Role
We are seeking a highly skilled Senior Credit Portfolio Risk Manager to join our team at SMBC Group. As a key member of our credit risk management team, you will be responsible for monitoring and handling all credit-related matters for assigned portfolios.
Key Responsibilities:
- To monitor and handle all credit-related matters for portfolio of accounts assigned including annual reviews, other adhoc reviews, waiver/amendment requests and on-going portfolio monitoring including financial accounts, covenants, collaterals etc.
- To be fully conversant with the Bank's credit procedures to ensure obligor gradings are accurate and appropriate
- Undertake portfolio sensitivity analysis from time to time
- Distrill complex issues, analyse cashflows and financial models and translate to meaningful, indepth credit analysis and recommendations
- Review loan documentation and terms sheet to ensure credit approved terms are as per documented
- Interface with front office/marketing teams, credit department and internal/external auditors
Requirements:
- Tertiary qualifications in a finance-related field
- Min. of 5-7 years' credit risk experience with Structured Finance, Corporate Banking or Credit Risk environment within a Bank or Financial Institution
- Strong understanding and ability to interpret financial statements and complex financing structures
- Good working knowledge of loan and security documentation
- Advance skills in Excel and financial modelling
- Excellent time management and organisational skills, with a strong ability to manage multiple tasks at the same time
- Team player and flexibility in work hours
- Self motivated
What We Offer:
A competitive salary of $120,000 - $180,000 per annum, commensurate with experience, plus benefits package that includes health insurance, retirement plan and paid time off. If you're a motivated and experienced professional looking to take your career to the next level, we encourage you to apply.
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